Hamilton County property record for 219 Baker St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,124 sqft · built 1940 |
| Lot Size | 0.105 acres (4,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,000 (Jun 2020) |
| Tax Bill | $1,398 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E L 029 |
| Primary APN | 135E L 029 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,600 sqft (0.105 acres) |
| Lot Dimensions | 92 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060022 |
|---|---|
| Street Address | 219 BAKER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT PT 243 NORTH SIDE LAND CO AMENDED PB4 PG47 |
| Legal Subdivision | NORTH SIDE LAND CO A |
| Legal Lot Number | 243 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 219 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Jun 18, 2020 | Warranty Deed, Transfer · Conventional with PMI LEGACY MUTUAL MTG |
| Jul 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Prior Sale | Jul 3, 2017 · Amount on Record |
| Deed Document Number | 2020061800196 |
| Deed Book / Page | 12041 / 300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 219 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000098 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 12778/500 |
| Instrument | 2021122000098 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 18, 2020 |
| Property Address | 219 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Number | 0618000196 |
| Book / Page | 012041 / 000300 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 200618000196 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | EQUI TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 219 BAKER ST CHATTANOOGA TN 374054103, CHATTANOOGA, TN 37405-4103 |
| Document Number | 618000197 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 012041/000303 |
| Instrument | 200618000197 |
| Name | LEGACY MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 3, 2017 |
| Property Address | 219 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Number | 0000000180 |
| Book / Page | 11091 / 072 |
| Map Reference | MB4 PG47 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017070300180 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | JONES RAULSTON TITLE INS AGE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 219 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Number | 0000000181 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 2017070300181 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,398.00 (+12.92%) | $92,300 (+66.76%) | $369,200 (+66.76%) Land $225,000 Building $144,200 |
| 2024 | $1,238.00 | $55,350 (-) | $221,400 (-) Land $150,000 Building $71,400 |
| 2023 | $1,238.00 | $55,350 (-) | $221,400 (-) Land $150,000 Building $71,400 |
| 2022 | $1,238.00 | $55,350 | $221,400 Land $150,000 Building $71,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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