Hamilton County property record for 223 Baker St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,120 sqft · built 1940 |
| Lot Size | 0.11 acres (4,832 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Apr 2019) |
| Tax Bill | $1,492 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E L 027 |
| Primary APN | 135E L 027 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,832 sqft (0.11 acres) |
| Lot Dimensions | 93 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000060020 |
|---|---|
| Street Address | 223 BAKER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 245 NORTH SIDE LAND CO AMENDED PB4 PG47 |
| Legal Subdivision | NORTH SIDE LAND CO A |
| Legal Lot Number | 245 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
223 Baker St is owned and occupied by an individual who acquired it in January 2022.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 223 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 25, 2022 | Intrafamily Transfer, Transfer |
| Apr 24, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on File |
| Deed Sale | Apr 24, 2019 · Amount on File |
| Prior Sale | Dec 5, 2013 · Amount on File |
| Deed Document Number | 2019110 |
| Deed Book / Page | 11622 / 45 |
| Last Transfer Date | Jan 25, 2022 |
| Transfer Doc | 0000000031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 223 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000123 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 13033/251 |
| Instrument | 2022072100123 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 25, 2022 |
| Property Address | 223 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Number | 0000000031 |
| Book / Page | 12820 / 932 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022012500031 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 24, 2019 |
| Property Address | 223 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Number | 0424000110 |
| Book / Page | 011622 / 000045 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 190424000110 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 223 BAKER ST CHATTANOOGA TN 374054103, CHATTANOOGA, TN 37405-4103 |
| Document Number | 424000111 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 011622/000047 |
| Instrument | 190424000111 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2049 |
The 2025 property tax bill for 223 Baker St was $1,492, up 15.3% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,492.00 (+15.3%) | $98,500 (+70.19%) | $394,000 (+70.19%) Land $225,000 Building $169,000 |
| 2024 | $1,294.00 | $57,875 (-) | $231,500 (-) Land $150,000 Building $81,500 |
| 2023 | $1,294.00 | $57,875 (-) | $231,500 (-) Land $150,000 Building $81,500 |
| 2022 | $1,294.00 | $57,875 | $231,500 Land $150,000 Building $81,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 223 Baker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 223 Baker St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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