232 Baker St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 232 Baker St, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,461 sqft · built 2017
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$695,000 (Aug 2025)
Tax Bill$2,797 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Aug 2023 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN135E M 017.01

Property Details

APN / Parcel Number

Primary APN135E M 017.01
Alternative APN
  • 0000384198

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,461 sqft Living Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000384198
Street Address232 BAKER ST
CityCHATTANOOGA
StateTN
Zip37405-4104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 258 NORTH SIDE LAND CO AMENDED SUB PB 106 PG 63 OUT OF 135E M 017 FOR 2017
Legal SubdivisionNORTH SIDE LAND CO A
Legal Lot Number258
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2030
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address232 BAKER ST, CHATTANOOGA, TN 37405-4104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2025Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE INVESTORS GROUP INC
Aug 31, 2023Intrafamily Transfer, Transfer
Feb 13, 2017Deed of Trust, Mortgage · Construction Mortgage
FIRST VOLUNTEER BANK
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MTG
Dec 12, 2019Warranty Deed, Transfer · Conventional with PMI
MOVEMENT MTG
Sep 20, 2019Deed of Trust, Mortgage · Conventional with PMI
MOVEMENT MTG
Jun 20, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2025 · Amount on Record
Deed SaleAug 14, 2025 · Amount on Record
Prior SaleAug 31, 2023
Deed Document Number0014013380
Deed Book / Page14013 / 380
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 14, 2025
Property Address232 BAKER ST, CHATTANOOGA, TN 37405-4104
Document Number0000000086
Book / Page14013 / 380
Map ReferenceMB 106 PG 63
Instrument DateAug 14, 2025
Instrument2025081400086
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyNORTHSHORE TITLE AND ESCROW, NORTHSHORE TTL & ESCROA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,571.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BAKER ST, CHATTANOOGA, TN 37405-4104

Mortgage

Document Number0014013384
DateAug 14, 2025
Instrument14013/384
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateAug 31, 2023
Property Address232 BAKER ST, CHATTANOOGA, TN 37405-4104
Document Number0000000064
Book / Page13387 / 472
Map ReferenceMB 106 PG 6
Instrument DateAug 29, 2023
Instrument2023083100064
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address232 BAKER ST, CHATTANOOGA, TN 37405-4104

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address232 BAKER ST, CHATTANOOGA, TN 37405-4104
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000090
DateFeb 13, 2017
Book Page10974/666
Instrument2017021300090
Lender
NameFIRST VOLUNTEER BANK
TypeBank
AddressRINGGOLD, GA 30736
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 10, 2018

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address232 BAKER ST, CHATTANOOGA, TN 37405-4104
Document Number1228000248
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BAKER ST CHATTANOOGA TN 374054104, CHATTANOOGA, TN 37405-4104

Mortgage

Document Number1228000248
DateDec 28, 2020
Book Page012290/000690
Instrument201228000248
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 12, 2019
Property Address232 BAKER ST, CHATTANOOGA, TN 37405-4104
Document Number1212000172
Book / Page011847 / 000036
Instrument DateDec 11, 2019
Instrument191212000172
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyTEAM TITLE SERVICES, TEAM TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,646.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BAKER ST CHATTANOOGA TN 374054104, CHATTANOOGA, TN 37405-4104

Mortgage

Document Number1212000173
DateDec 12, 2019
Book Page011847/000039
Instrument191212000173
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 11, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address232 BAKER ST, CHATTANOOGA, TN 37405-4104
Document Number0113000194
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyRADIAN TITLE INSURANCE INC, RADIAN TITLE INS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 BAKER ST CHATTANOOGA TN 374054104, CHATTANOOGA, TN 37405-4104

Mortgage

Document Number0113000194
DateJan 13, 2020
Book Page011876/000810
Instrument200113000194
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 12, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 20, 2018
Property Address232 BAKER ST, CHATTANOOGA, TN 37405-4104
Document Number0620000127
Book / Page011379 / 000137
Instrument DateJun 15, 2018
Instrument180620000127
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,535.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 BAKER ST CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number620000128
DateJun 20, 2018
Book Page011379/000139
Instrument180620000128
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 19, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,797.00 (-3.08%)$184,550 (+43.06%)$738,200 (+43.06%) Land $225,000 Building $513,200
2024$2,886.00$129,000 (-)$516,000 (-) Land $150,000 Building $366,000
2023$2,886.00$129,000 (-)$516,000 (-) Land $150,000 Building $366,000
2022$2,886.00$129,000$516,000 Land $150,000 Building $366,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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