2232 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2232 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 2019
Lot Size	7.96 acres (346,738 sqft)
Owner	Individual Name on Record
Last Sale	$7,000 (Aug 2017)
Tax Bill	$3,782 (2026)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-011-400-005-03`

Property Details

APN / Parcel Number

Primary APN	`040-011-400-005-03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	346,738 sqft (7.96 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2232 E COGGINS RD
City	PINCONNING
State	MI
Zip	48650-7444
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SE
Legal Description	COM @ E 1/4 COR SEC 11, TH ALG E-W 1/4 LN N89?52'56"W 2634.11 FT TO SEC CTR & POB, TH ALG E-W 1/4 LN S89?52'56"E 321.21 FT,
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	4
Census Block	4015
Census Tract	286200

Owner

Source: Bay County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2232 E COGGINS RD, PINCONNING, MI 48650-7444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 15, 2019	Deed of Trust, Mortgage GREENSTONE FARM CREDIT SVC(S)
Apr 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 10, 2017	Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Book / Page	3232 / 557
Last Transfer Date	Mar 29, 2019
Transfer Doc	0000003780
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2232 E COGGINS RD, PINCONNING, MI 48650-7444
Document Number	0000015574
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2232 E COGGINS RD PINCONNING MI 486507444, PINCONNING, MI 48650-7444

Mortgage

Document Number	0000015574
Date	Nov 2, 2020
Instrument	15574

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2232 E COGGINS RD, PINCONNING, MI 48650-7444
Document Number	0000007175
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	691 E NEUMAN RD PINCONNING MI 486509425, PINCONNING, MI 48650-9425

Mortgage

Document Number	0000007175
Date	May 16, 2019
Instrument	7175

Lender

Name	GREENSTONE FARM CREDIT SVC(S)
Address	EAST LANSING, MI 48823

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Apr 1, 2019
Property Address	2232 E COGGINS RD, PINCONNING, MI 48650-7444
Document Number	0000003780
Instrument Date	Mar 29, 2019
Instrument	3780
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	691 E NEUMAN RD PINCONNING MI 486509425, PINCONNING, MI 48650-9425

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 10, 2017
Property Address	2232 E COGGINS RD, PINCONNING, MI 48650-7444
Document Number	0032320557
Book / Page	003232 / 000557
Instrument Date	Aug 8, 2017
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 E NEUMAN RD PINCONNING MI 486509425, PINCONNING, MI 48650-9425

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,782.00 (+13.68%) Homeowner's exemption	$145,800 (+17.01%)	$291,600 (+17.01%)
2023		$124,600	$249,200
2022	$3,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	16 (1983–2020)
Claims Outside the SFHA	3 of 16
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 6 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Spectrum.

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