Bay County property record for 2093 E Coggins Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,250 sqft · built 1935 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Oct 2021) |
| Tax Bill | $3,595 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-011-100-015-03 |
| Primary APN | 040-011-100-015-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 2,250 sqft |
| Basement Area | 2,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Lot Area | 113,256 sqft (2.6 acres) |
| Lot Dimensions | 350 ft deep x 298 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2093 E COGGINS RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-3 |
| Legal Description | BEG ON E-W 1/4 LN S86?48'14"E 835.05 FT FROM W 1/4 COR SEC 11, TH N03?05'45"W 200 FT, TH W 4 FT, TH N03?05'45"E 183 FT, TH |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 286200 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2093 E COGGINS RD, PINCONNING, MI 48650-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK |
| Oct 19, 2021 | Warranty Deed, Transfer |
| Jun 19, 2019 | Warranty Deed, Transfer AMERICAN PORTFOLIO MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 202117699 |
| Prior Transfer Date | Jun 2, 2003 |
| Prior Transfer Doc | 2154000679 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2093 E COGGINS RD, PINCONNING, MI 48650-9757 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2093 E COGGINS RD, PINCONNING, MI 48650-9757 |
| Document Number | 0000008116 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 202208116 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 19, 2021 |
| Property Address | 2093 E COGGINS RD, PINCONNING, MI 48650-9757 |
| Document Number | 0000017699 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 202117699 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2093 E COGGINS RD, 2093, PINCONNING, MI 48650-9757 |
| Name | Verified Name |
|---|---|
| Address | 1506 MERCER ST, ESSEXVILLE, MI 48732-1351 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 19, 2019 |
| Property Address | 2093 E COGGINS RD, PINCONNING, MI 48650-9757 |
| Document Number | 0000008724 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 8724 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2093 E COGGINS RD PINCONNING MI 486509757, PINCONNING, MI 48650-9757 |
| Document Number | 8725 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 8725 |
| Name | AMERICAN PORTFOLIO MTG |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2049 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,595.00 (+13.66%) Homeowner's exemption | $115,100 (+10.14%) | $230,200 (+10.14%) |
| 2023 | $104,500 | $209,000 | |
| 2022 | $3,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1986–2020) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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