221 Locust Ct, Bluffton, OH 45817 Property Records

Allen County property record for 221 Locust Ct, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,721 sqft · built 2004
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (May 2007)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-0200-02-001.015`

Property Details

APN / Parcel Number

Primary APN	`28-0200-02-001.015`
Alternative APN	`A0228020002001015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	3,334 sqft
1st Floor Area	1,721 sqft
Basement Area	1,172 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	22,521 sqft (0.517 acres)
Lot Dimensions	176 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	221 LOCUST CT
City	BLUFFTON
State	OH
Zip	45817-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND SUBDIVISION-PHASE 1 LOT 1251 JOINT TEN FF 128.26
Legal Subdivision	RIVERBEND SUBDIVISION
Legal Phase	1
Legal Lot Number	1251
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2024
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 LOCUST CT, BLUFFTON, OH 45817-8533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2007 · Amount on Record
Deed Sale	May 1, 2007 · Amount on Record
Prior Sale	Jul 25, 2005 · Amount on Record
Deed Document Number	20076273
Deed Book / Page	2007 / 6273
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	221 LOCUST CT, BLUFFTON, OH 45817-8533
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 LOCUST CT, BLUFFTON, OH 45817-8533

Mortgage

Document Number	4290005714
Date	Apr 29, 2021
Book Page	2021/5714
Instrument	202104290005714

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,115.00 (+0.1%)	$91,390 (-) Land $15,680 Building $75,710	$261,100 (-) Land $44,800 Building $216,300
2024	$3,112.00 (-3.05%)	$91,390 (+4.99%) Land $15,680 Building $75,710	$261,100 (+4.99%) Land $44,800 Building $216,300
2023	$3,210.00 (-0.43%)	$87,050 (-) Land $14,950 Building $72,100
2022	$3,224.00	$87,050 Land $14,950 Building $72,100
2021			$248,700 Land $42,700 Building $206,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Buckeye Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures