223 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 223 E 4th St, Waterloo, IA 50703

Property Summary

Property Type	Office Building
Details	10,488 sqft · built 1953
Lot Size	0.125 acres (5,440 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (May 2014)
Tax Bill	$16,626 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`8913-24-361-007`

Property Details

APN / Parcel Number

Primary APN	`8913-24-361-007`

Interior

Stories	2 Stories
Building Area	10,488 sqft Gross Area
1st Floor Area	5,282 sqft
Basement Area	3,382 sqft
Unfinished Basement	3,382 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Concrete Block
Fire Resistance	Fireproof Steel Frame
Roof Material	Urethane Foam
Lot Area	5,440 sqft (0.125 acres)
Lot Dimensions	140 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Hot Water

Location & Zoning

Street Address	223 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-4731
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	ORIGINAL PLAT WATERLOO EAST NE 37 1/2 FT SE 150 FT LOT 4 BLK 13 EXC NWLY 10 FT OF THE SWLY 40 FT & EXC THE NWLY 4 FT OF THE
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	13
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2031
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo East Commercial Historic District listed 2011 · 28 contributing resources · NRIS 11000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1175 UNIVERSITY AVE, WAUKEE, IA 50263-8611
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2014 · Amount on Record
Deed Sale	May 9, 2014 · Amount on Record
Deed Document Number	201419892
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 23, 2026
Property Address	223 E 4TH ST, WATERLOO, IA 50703-4731
Document Number	0000009275
Instrument Date	Jun 18, 2026
Instrument	20269275
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000009275,
Date	Jun 23, 2026
Instrument	20269275

Lender

Name	LINCOLN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2046

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,626.00 (-0.99%)	$478,890 (-) Land $32,640 Building $446,250	$478,890 (-) Land $32,640 Building $446,250
2024	$16,792.00 (+43.37%)
2023		$478,890 (+25.13%) Land $32,640 Building $446,250	$478,890 (+25.13%) Land $32,640 Building $446,250
2022	$11,712.00	$382,720 Land $17,190 Building $365,530
2021			$382,720 Land $17,190 Building $365,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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