228 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 228 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail > Restaurant
Year BuiltBuilt 1884
Square Footage11,882 sqft Gross Area
Lot Size4,000 sqft (0.092 acres)
Tax Bill$28,506.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-25-103-001

Interior

Building Area11,882 sqft Gross Area
1st Floor3,983 sqft 1st Floor
Basement Area3,916 sqft Basement
Unfinished Basement3,916 sqft Unfinished
Stories3 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system
ElevatorElevator

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Exterior MaterialBrick Exterior
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof MaterialUrethane Roof
Lot Area4,000 sqft (0.092 acres)
Depth X Width100 ft x 40 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address228 E 4TH ST
CityWATERLOO
StateIA
Zip50703-4702
Property UsageCommercial Property Usage
TypeCommercial > Retail > Restaurant
Legal DescriptionORIGINAL PLAT WATERLOO EAST NE 40 FT NW 100 FT LOT 2 BLK 14
Legal Range13W
Legal Township89N
Legal Section25
Legal SubdivisionORIGINAL PLAT WATERLOO EAST
Legal Block14
Legal Lot Number2
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2032
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-25-103-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address215 E 4TH ST, WATERLOO, IA 50703-4701
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$28,506.00$861,240 (-) Land $24,000 Building $837,240$861,240 (-) Land $24,000 Building $837,240
2024$28,506.00 (+36.73%)
2023$861,240 (+22.78%) Land $24,000 Building $837,240$861,240 (+22.78%) Land $24,000 Building $837,240
2022$20,848.00$701,460 Land $15,840 Building $685,620
2021$701,460 Land $15,840 Building $685,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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