Black Hawk County property record for 225 E 4th St, Waterloo, IA 50703 · Last verified August 2026
| Property Type | Restaurant |
|---|---|
| Details | 9,566 sqft · built 1892 |
| Lot Size | 0.125 acres (5,460 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,920 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2023 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-24-361-014 |
| Primary APN | 8913-24-361-014 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 9,566 sqft Gross Area |
| 1st Floor Area | 5,448 sqft |
| Basement Area | 4,118 sqft |
| Unfinished Basement | 4,118 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Exterior Material | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Urethane Foam |
| Lot Area | 5,460 sqft (0.125 acres) |
| Lot Dimensions | 91 ft deep x 60 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 225 E 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4701 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | ORIGINAL PLAT WATERLOO EAST SE 91 FT LOT 1 BLK 13 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO EAST |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-24-361-014
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 928 BEECH ST, WATERLOO, IA 50703-3326 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 01, 2024 |
| Transfer Doc | 0000019505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 225 E 4TH ST, WATERLOO, IA 50703-4701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 928 BEECH ST, WATERLOO, IA 50703-3326 |
| Document Number | 0202602402 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-02402 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | 2936 UNIVERSITY AVE, WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 225 E 4TH ST, WATERLOO, IA 50703-4701 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300012556 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 202300012556 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,920.00 | $263,330 (-) Land $32,760 Building $230,570 | $263,330 (-) Land $32,760 Building $230,570 |
| 2024 | $7,920.00 (+24.29%) | ||
| 2023 | $263,330 (+12.01%) Land $32,760 Building $230,570 | $263,330 (+12.01%) Land $32,760 Building $230,570 | |
| 2022 | $6,372.00 | $235,090 Land $22,680 Building $212,410 | |
| 2021 | $235,090 Land $22,680 Building $212,410 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Waterloo East Commercial Historic District listed 2011 · 28 contributing resources · NRIS 11000813 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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