222 Sutherland Falls Ct, Festus, MO 63028 Property Records

Jefferson County property record for 222 Sutherland Falls Ct, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,767 sqft · built 2013
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$441,560 (Jul 2023)
Tax Bill	$3,131 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2.0-03.0-0-000-009.26`

Property Details

APN / Parcel Number

Primary APN	`18-2.0-03.0-0-000-009.26`
Alternative APN	`1820030 00926`

Interior

Stories	1 Story
Building Area	1,767 sqft Living Area
Gross Area	2,397 sqft
1st Floor Area	1,767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	630 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	222 SUTHERLAND FALLS CT
City	FESTUS
State	MO
Zip	63028-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	FALLS AT LITTLE CREEK 1 LOT 75
Legal Range	5E
Legal Township	40N
Legal Section	03
Legal Subdivision	FALLS AT LITTLE CREEK 1
Legal Block	1
Legal Lot Number	75
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1017
Census Tract	701001

Owner

222 Sutherland Falls Ct is owned and occupied by two individuals who bought it in July 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	222 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMERCE BANK
Dec 4, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 25, 2020	Quit Claim Deed, Transfer HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on File
Deed Sale	Jul 6, 2023 · Amount on File
Prior Sale	Dec 4, 2020
Deed Document Number	202316294
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	0000010471
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 6, 2023
Property Address	222 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Document Number	0000016294
Map Reference	MB 235 PG 19, 20&21
Instrument Date	Jun 29, 2023
Instrument	2023R-016294
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SUTHERLAND FALLS COURT, BONNE TERRE, MO 63628

Mortgage

Document Number	0000016295
Date	Jul 6, 2023
Instrument	2023R-016295

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 4, 2020
Property Address	222 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Document Number	0000046843
Instrument Date	Nov 30, 2020
Instrument	46843
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SUTHERLAND FALLS CT FESTUS MO 630283905, FESTUS, MO 63028-3905

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 27, 2020
Property Address	222 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Document Number	0000010471
Instrument Date	Mar 20, 2020
Instrument	10471
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 SUTHERLAND FALLS CT FESTUS MO 630283905, FESTUS, MO 63028-3905

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 25, 2020
Property Address	222 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Document Number	0000010253
Instrument Date	Mar 20, 2020
Instrument	10253
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	TITLE RESOURCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 SUTHERLAND FALLS CT FESTUS MO 630283905, FESTUS, MO 63028-3905

Mortgage

Document Number	10254
Date	Mar 25, 2020
Instrument	10254

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 222 Sutherland Falls Ct was $3,131, up 10.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,200 (-) Land $10,700 Building $42,500	$279,800 (-) Land $56,100 Building $223,700
2025	$3,131.00 (+10.71%)	$53,200 Land $10,700 Building $42,500	$279,800 (-) Land $56,100 Building $223,700
2024	$2,828.00 (+0.53%)		$279,800 (+14.3%) Land $56,100 Building $223,700
2023	$2,813.00 (+12.03%)	$46,600 (+12.02%) Land $10,700 Building $35,900	$244,800 Land $56,100 Building $188,700
2022	$2,511.00	$41,600 Land $5,700 Building $35,900
2021			$218,600 Land $29,900 Building $188,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 222 Sutherland Falls Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Sutherland Falls Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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