209 Sutherland Falls Ct, Festus, MO 63028 Property Records

Jefferson County property record for 209 Sutherland Falls Ct, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2,779 sqft · built 2014
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$502,873 (Aug 2025)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2.0-03.0-0-000-009.38`

Property Details

APN / Parcel Number

Primary APN	`18-2.0-03.0-0-000-009.38`
Alternative APN	`1820030 00938`

Interior

Stories	1 Story
Building Area	2,779 sqft Living Area
Gross Area	3,398 sqft
1st Floor Area	1,737 sqft
Basement Area	1,042 sqft
Finished Basement	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	619 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	209 SUTHERLAND FALLS CT
City	FESTUS
State	MO
Zip	63028-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	FALLS AT LITTLE CREEK 1 LOT 87
Legal Range	5E
Legal Township	40N
Legal Section	03
Legal Subdivision	FALLS AT LITTLE CREEK 1
Legal Block	1
Legal Lot Number	87
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1017
Census Tract	701001

Owner

209 Sutherland Falls Ct is owned and occupied by two individuals who bought it in August 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU
Sep 30, 2019	Quit Claim Deed, Mortgage · FHA Mortgage HOME LOAN EXPERT LLC
Nov 27, 2018	Warranty Deed, Transfer ELECTRO SVGS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Mar 20, 2023 · Amount on File
Deed Document Number	202520527
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0000029986
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 20, 2023
Property Address	209 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904
Document Number	0000006438
Map Reference	MB 235 PG 19-21
Instrument Date	Mar 16, 2023
Instrument	2023R-006438
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 BENTON DR, FESTUS, MO 63028-1612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904

Mortgage

Document Number	0000006439
Date	Mar 20, 2023
Instrument	2023R-006439

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.04%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4.04%
Max Rate At Change	8.04%
Index	1-Year CMT
Max Rate	11%

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 30, 2019
Property Address	209 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904
Document Number	0000029986
Instrument Date	Sep 25, 2019
Instrument	29986
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	TITLE RSRCS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 SUTHERLAND FALLS CT FESTUS MO 630283904, FESTUS, MO 63028-3904

Mortgage

Document Number	29987
Date	Sep 30, 2019
Instrument	29987

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 27, 2018
Property Address	209 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904
Document Number	0000035872
Instrument Date	Nov 26, 2018
Instrument	35872
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 SUHERLANF FALLS CT FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	35873
Date	Nov 27, 2018
Instrument	35873

Lender

Name	ELECTRO SVGS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 209 Sutherland Falls Ct was $3,320, up 9.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,400 (-) Land $10,700 Building $45,700	$296,600 (-) Land $56,100 Building $240,500
2025	$3,320.00 (+9.86%)	$56,400 Land $10,700 Building $45,700	$296,600 (-) Land $56,100 Building $240,500
2024	$3,022.00 (+0.5%)		$296,600 (+13.29%) Land $56,100 Building $240,500
2023	$3,007.00	$49,800 Land $10,700 Building $39,100	$261,800 Land $56,100 Building $205,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Sutherland Falls Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Sutherland Falls Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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