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226 Sutherland Falls Ct, Festus, MO 63028 Property Records

Jefferson County property record for 226 Sutherland Falls Ct, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2,881 sqft · built 2012
Lot Size0.39 acres (16,988 sqft)
OwnerCompany Name on File
Last Sale$125,000 (Mar 2013)
Tax Bill$3,249 (2025)
Deeds & MortgagesJun 2020 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN18-2.0-03.0-0-000-009.27

Property Details

APN / Parcel Number

Primary APN18-2.0-03.0-0-000-009.27
Alternative APN
  • 1820030 00927

Interior

Stories1 Story
Building Area2,881 sqft Living Area
Gross Area3,649 sqft
1st Floor Area1,921 sqft
Basement Area960 sqft
Finished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeFrame
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area768 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address226 SUTHERLAND FALLS CT
CityFESTUS
StateMO
Zip63028-3905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionFALLS AT LITTLE CREEK 1 LOT 76
Legal Range5E
Legal Township40N
Legal Section03
Legal SubdivisionFALLS AT LITTLE CREEK 1
Legal Block1
Legal Lot Number76
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group1
Census Block1017
Census Tract701001

Owner

226 Sutherland Falls Ct is owned by a company that bought it in March 2013.

Source: Jefferson County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address226 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Deed of Trust, Mortgage
FORTUNE BK
Oct 4, 2017Deed of Trust, Mortgage
FLAT BR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2013 · Amount on File
Deed SaleMar 13, 2013 · Amount on File
Deed Document Number201310164
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address226 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Document Number0000021011
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyFREEDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address226 SUTHERLAND FALLS CT FESTUS MO 630283905, FESTUS, MO 63028-3905

Mortgage

Document Number0000021011
DateJun 16, 2020
Instrument21011
Lender
NameFORTUNE BK
TypeBank
AddressARNOLD, MO 63010
Agreement
AmountAmount on Record
Term360 Months
DueJun 15, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address226 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Document Number0000032027
Instrument DateOct 4, 2017
Transaction TypeMortgage
Record UpdatedOct 25, 2017
Title CompanyFREEDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address226 SUTHERLAND FALLS CT FESTUS MO 630283905, FESTUS, MO 63028-3905

Mortgage

Document Number0000032027
DateOct 11, 2017
Instrument32027
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount on Record
Term360 Months
DueOct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 226 Sutherland Falls Ct was $3,249, up 0.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,100 (-) Land $10,700 Building $50,400$321,100 (-) Land $56,100 Building $265,000
2025$3,249.00 (+0.09%)$61,100 Land $10,700 Building $50,400$321,100 (-) Land $56,100 Building $265,000
2024$3,246.00 (+0.5%)$321,100 (+14.15%) Land $56,100 Building $265,000
2023$3,230.00$53,500 Land $10,700 Building $42,800$281,300 Land $56,100 Building $225,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 Sutherland Falls Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Sutherland Falls Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 7
serves 6,100 people · EPA ID MO6024299
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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