225 Sutherland Falls Ct, Festus, MO 63028 Property Records

Jefferson County property record for 225 Sutherland Falls Ct, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,461 sqft · built 2014
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Feb 2018)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2.0-03.0-0-000-009.34`

Property Details

APN / Parcel Number

Primary APN	`18-2.0-03.0-0-000-009.34`
Alternative APN	`1820030 00934`

Interior

Stories	1 Story
Building Area	1,461 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	619 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	225 SUTHERLAND FALLS CT
City	FESTUS
State	MO
Zip	63028-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	FALLS AT LITTLE CREEK 1 LOT 83
Legal Range	5E
Legal Township	40N
Legal Section	03
Legal Subdivision	FALLS AT LITTLE CREEK 1
Legal Block	1
Legal Lot Number	83
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1017
Census Tract	701001

Owner

225 Sutherland Falls Ct is owned and occupied by two individuals who bought it in February 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · VA Mortgage FLAT BRANCH HOME LOANS INC
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage FLAT BR MTG
Feb 22, 2018	Warranty Deed, Transfer · VA Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2018 · Amount on File
Deed Sale	Feb 22, 2018 · Amount on File
Prior Sale	Feb 18, 2015 · Amount on File
Deed Document Number	20185493
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	225 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R012864
Date	Mar 24, 2021
Instrument	2021R-012864

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	225 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904
Document Number	0000040696
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 SUTHERLAND FALLS CT FESTUS MO 630283904, FESTUS, MO 63028-3904

Mortgage

Document Number	0000040696
Date	Dec 26, 2019
Instrument	40696

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 22, 2018
Property Address	225 SUTHERLAND FALLS CT, FESTUS, MO 63028-3904
Document Number	0000005493
Instrument Date	Feb 15, 2018
Instrument	5493
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	225 SUTHERLAND FALLS CT FESTUS MO 630283904, FESTUS, MO 63028-3904

Mortgage

Document Number	5494
Date	Feb 22, 2018
Instrument	5494

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 225 Sutherland Falls Ct was $2,623, up 0.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,000 (-) Land $10,700 Building $38,300	$257,700 (-) Land $56,100 Building $201,600
2025	$2,623.00 (+0.08%)	$49,000 Land $10,700 Building $38,300	$257,700 (-) Land $56,100 Building $201,600
2024	$2,621.00 (+0.5%)		$257,700 (+13.57%) Land $56,100 Building $201,600
2023	$2,608.00	$43,200 Land $10,700 Building $32,500	$226,900 Land $56,100 Building $170,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Sutherland Falls Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Sutherland Falls Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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