232 Sutherland Falls Ct, Festus, MO 63028 Property Records

Jefferson County property record for 232 Sutherland Falls Ct, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 2012
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,152 (Jun 2023)
Tax Bill	$2,901 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2.0-03.0-0-000-009.28`

Property Details

APN / Parcel Number

Primary APN	`18-2.0-03.0-0-000-009.28`
Alternative APN	`1820030 00928`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	730 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	232 SUTHERLAND FALLS CT
City	FESTUS
State	MO
Zip	63028-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	FALLS AT LITTLE CREEK 1 LOT 77
Legal Range	5E
Legal Township	40N
Legal Section	03
Legal Subdivision	FALLS AT LITTLE CREEK 1
Legal Block	1
Legal Lot Number	77
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1017
Census Tract	701001

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Nov 16, 2017	Deed of Trust, Mortgage ALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Feb 5, 2013
Deed Document Number	202315733
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 29, 2023
Property Address	232 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Document Number	0000015733
Map Reference	MB 235 PG 19-21
Instrument Date	Jun 27, 2023
Instrument	2023R-015733
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	232 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905

Mortgage

Document Number	0000015734
Date	Jun 29, 2023
Instrument	2023R-015734

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	232 SUTHERLAND FALLS CT, FESTUS, MO 63028-3905
Document Number	0000036886
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 SUTHERLAND FALLS CT FESTUS MO 630283905, FESTUS, MO 63028-3905

Mortgage

Document Number	0000036886
Date	Nov 21, 2017
Instrument	36886

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,400 (+13.81%) Land $10,700 Building $43,700	$286,200 (-) Land $56,100 Building $230,100
2024	$2,901.00 (+0.52%)		$286,200 (+13.98%) Land $56,100 Building $230,100
2023	$2,886.00	$47,800 (+11.68%) Land $10,700 Building $37,100	$251,100 (+11.65%) Land $56,100 Building $195,000
2022		$42,800 Land $5,700 Building $37,100
2021			$224,900 Land $29,900 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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