Lake County property record for 203 Sunset Ter, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,097 sqft · built 1962 |
| Lot Size | 0.433 acres (18,861 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Mar 2022) |
| Tax Bill | $14,851 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-20-408-010 |
| Primary APN | 12-20-408-010 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,097 sqft Living Area |
| Gross Area | 4,576 sqft |
| 1st Floor Area | 2,068 sqft |
| Basement Area | 2,068 sqft |
| Finished Basement | 1,029 sqft |
| Unfinished Basement | 1,039 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,861 sqft (0.433 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 203 SUNSET TER |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE TERRACE SUBDIVISION; LOT 9 BLOCK 16 AND PT OF VACATED W ITCHWOOD LN LYG S & ADJ |
| Legal Subdivision | THE TERRACE SUBDIVISION |
| Legal Block | 16 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 863202 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2011 · Amount on Record |
| Deed Document Number | 20227889145 |
| Prior Transfer Date | Jun 3, 2013 |
| Prior Transfer Doc | 0007230147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 23, 2022 |
| Property Address | 203 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0007889145 |
| Map Reference | DOC 5642002 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 7889145 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 203 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0007889146 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 7889146 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 203 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007693657 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 7693657 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,986 (+17.09%) Land $143,993 Building $87,993 | $696,027 (+17.09%) Land $432,022 Building $264,005 | |
| 2024 | $14,851.00 (+20.58%) | ||
| 2023 | $12,316.00 (+3.64%) | $198,118 (+1%) Land $122,971 Building $75,147 | $594,414 (+1%) Land $368,950 Building $225,464 |
| 2022 | $11,884.00 | $180,103 Land $111,789 Building $68,314 | $540,363 Land $335,401 Building $204,962 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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