221 E Union St, Cumberland, MD 21502 Property Records

Allegany County property record for 221 E Union St, Cumberland, MD 21502 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,584 sqft · built 1898
Lot Size0.063 acres (2,756 sqft)
Owner2 Individual Names on File
Last Sale$32,000 (Sep 2004)
Tax Bill$384 (2025)
Flood ZoneZone X (minimal risk)
APN22-012088

Property Details

APN / Parcel Number

Primary APN22-012088
Alternative APN
  • 012088

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,584 sqft Total Area

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,756 sqft (0.063 acres)
Lot Dimensions106 ft deep x 26 ft wide
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number012088
Street Address221 E UNION ST
CityCUMBERLAND
StateMD
Zip21502-3150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description221 UNION ST 26X106
JurisdictionALLEGANY MD
Township / Civil Division22, CUMBERLAND
Census Block Group1
Census Block1039
Census Tract500

Owner

Source: Allegany County records · APN 22-012088

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4013 CRESCENT RD, ELLICOTT CITY, MD 21042-5305
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2004 · Amount on Record
Deed SaleSep 09, 2004 · Amount on Record
Prior SaleMay 20, 2004
Deed Document Number200441768
Deed Book / Page735 / 173
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$45,600 (+32.56%) Land $2,400 Building $43,200$45,600 (+32.56%) Land $2,400 Building $43,200
2025$384.00 (+2%)
2023$320.00$34,400 Land $2,400 Building $32,000$34,400 Land $2,400 Building $32,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2008

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Downtown Cumberland Historic District
listed 1983 · 107 contributing resources · NRIS 83002917

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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