209 E Union St, Cumberland, MD 21502 Property Records

Allegany County property record for 209 E Union St, Cumberland, MD 21502

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2,880 sqft · built 1875
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jan 2007)
Tax Bill	$572 (2025)
Flood Zone	Zone X (minimal risk)
APN	`22-011324`

Property Details

APN / Parcel Number

Primary APN	`22-011324`
Alternative APN	`011324`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,880 sqft Total Area
1st Floor Area	3,600 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Lot Dimensions	75 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Steam
Sewer	Connected

Location & Zoning

Account Number	011324
Street Address	209 E UNION ST
City	CUMBERLAND
State	MD
Zip	21502-3387
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	B-H
Legal Description	209 UNION ST 25X75
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1036
Census Tract	500

Owner

Source: Allegany County records · APN 22-011324

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 GRAND AVE, CUMBERLAND, MD 21502-4128
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2007 · Amount on Record
Deed Sale	Jan 11, 2007 · Amount on Record
Prior Sale	Nov 22, 2006
Deed Document Number	200770094
Deed Book / Page	1348 / 392
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,900 (+7.76%) Land $5,000 Building $58,900	$63,900 (+7.76%) Land $5,000 Building $58,900
2025	$572.00 (+3.81%)
2023	$551.00	$59,300 Land $5,000 Building $54,300	$59,300 Land $5,000 Building $54,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Downtown Cumberland Historic District listed 1983 · 107 contributing resources · NRIS 83002917

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Skypacket Networks Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

Based on FCC filings for 420 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CUMBERLAND serves 27,039 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.