Allegany County property record for 223 E Union St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,510 sqft · built 1898 |
| Lot Size | 0.083 acres (3,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,000 (Apr 2018) |
| Tax Bill | $389 (2025) |
| Deeds & Mortgages | Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-013440 |
| Primary APN | 22-013440 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,510 sqft Total Area |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 3,604 sqft (0.083 acres) |
| Lot Dimensions | 106 ft deep x 34 ft wide |
| Porch | Slab |
| Porch Area | 365 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 013440 |
|---|---|
| Street Address | 223 E UNION ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 223 UNION ST 34X106 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Cumberland Historic District listed 1983 · 107 contributing resources · NRIS 83002917 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
223 E Union St is owned by an individual who bought it in April 2018.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23110 WHITES FERRY RD, DICKERSON, MD 20842-9228 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on File |
| Deed Sale | Apr 30, 2018 · Amount on File |
| Prior Sale | Feb 24, 1998 · Amount on File |
| Deed Book / Page | 2376 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 30, 2018 |
| Property Address | 223 E UNION ST, CUMBERLAND, MD 21502-3165 |
| Document Number | 0023760213 |
| Book / Page | 002376 / 000213 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 E UNION ST CUMBERLAND MD 215023165, CUMBERLAND, MD 21502-3165 |
The 2025 property tax bill for 223 E Union St was $389.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,000 Land $3,200 Building $42,800 | $46,000 Land $3,200 Building $42,800 | |
| 2025 | $389.00 | ||
| 2023 | $327.00 | $35,200 Land $3,200 Building $32,000 | $35,200 Land $3,200 Building $32,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 E Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 223 E Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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