Allegany County property record for 218 E Union St, Cumberland, MD 21502
| Property Type | Store with Apartments |
|---|---|
| Details | 1 ba · 1,636 sqft · built 1910 |
| Lot Size | 0.071 acres (3,087 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $245 (2025) |
| Deeds & Mortgages | Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-012118 |
| Primary APN | 22-012118 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,636 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 3,087 sqft (0.071 acres) |
| Lot Dimensions | 126 ft deep x 25 ft wide |
| Deck Area | 156 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 012118 |
|---|---|
| Street Address | 218 E UNION ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3153 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | 218 UNION ST 25X126 24 |
| Legal Subdivision | THIRD PARCEL |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 500 |
218 E Union St, a commercial property, is owned by an individual who acquired it in November 2019.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 BEALLS LN, FROSTBURG, MD 21532-1203 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2005 |
| Deed Sale | Feb 22, 2005 |
| Prior Sale | Jul 23, 1987 · Amount on File |
| Deed Document Number | 200550323 |
| Deed Book / Page | 1125 / 1 |
| Last Transfer Date | Nov 18, 2019 |
| Transfer Doc | 0025140449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 20, 2019 |
| Property Address | 218 E UNION ST, CUMBERLAND, MD 21502-3153 |
| Document Number | 0025140449 |
| Book / Page | 002514 / 000449 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1019 DE LA VISTA LN COLORADO SPRINGS CO 809112456, COLORADO SPRINGS, CO 80911-2456 |
The 2025 property tax bill for 218 E Union St was $245.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,700 (+11.24%) Land $2,700 Building $27,000 | $29,700 (-) Land $2,700 Building $27,000 | |
| 2025 | $245.00 | $26,700 | $29,700 Land $2,700 Building $27,000 |
| 2023 | $192.00 | $20,700 Land $2,700 Building $18,000 | $20,700 Land $2,700 Building $18,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 E Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 E Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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