216 E Union St, Cumberland, MD 21502 Property Records

Allegany County property record for 216 E Union St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,710 sqft · built 1910
Lot Size	0.072 acres (3,147 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Oct 2026)
Tax Bill	$322 (2025)
Deeds & Mortgages	Oct 2026 Sale Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-010611`

Property Details

APN / Parcel Number

Primary APN	`22-010611`
Alternative APN	`010611`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,710 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	3,147 sqft (0.072 acres)
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	010611
Street Address	216 E UNION ST
City	CUMBERLAND
State	MD
Zip	21502-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z-RC
Legal Description	3,147 SQ FT 216 UNION ST
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1034
Census Tract	500

Owner

216 E Union St is owned by two individuals who bought it in October 2026.

Source: Allegany County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	318 BEALL ST, CUMBERLAND, MD 21502-3336
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Deed Book / Page	3201 / 375
Prior Transfer Date	Jun 28, 2010
Prior Transfer Doc	001701-0011
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 6, 2026
Property Address	216 E UNION ST, CUMBERLAND, MD 21502-3153
Document Number	3201000375
Book / Page	3201 / 375
Instrument Date	Sep 3, 2026
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$20,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	318 BEALL ST, CUMBERLAND, MD 21502-3336

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 5, 2019
Property Address	216 E UNION ST, CUMBERLAND, MD 21502-3153
Document Number	0024710038
Book / Page	002471 / 000038
Instrument Date	May 3, 2019
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	13919 SWEITZER LN NE CUMBERLAND MD 215026983, CUMBERLAND, MD 21502-6983

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 5, 2019
Property Address	216 E UNION ST, CUMBERLAND, MD 21502-3153
Document Number	0024710045
Book / Page	002471 / 000045
Instrument Date	May 3, 2019
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	13919 SWEITZER LN NE CUMBERLAND MD 215026983, CUMBERLAND, MD 21502-6983

Tax Assessment & Valuation

The 2025 property tax bill for 216 E Union St was $322.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,900 (+7.88%) Land $6,000 Building $31,900	$37,900 (-) Land $6,000 Building $31,900
2025	$322.00	$35,133	$37,900 Land $6,000 Building $31,900
2023	$275.00	$29,600 Land $6,000 Building $23,600	$29,600 Land $6,000 Building $23,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 E Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 E Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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