22089 Ruoff Rd, Jenner, CA 95450 Property Records

Sonoma County property record for 22089 Ruoff Rd, Jenner, CA 95450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 1992
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual on Record
Last Sale	$667,000 (Oct 2019)
Tax Bill	$8,884 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`109-400-029-000`

Property Details

APN / Parcel Number

Primary APN	`109-400-029-000`
Alternative APN	`109-400-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	109-400-029
Street Address	22089 RUOFF RD
City	JENNER
State	CA
Zip	95450-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ
Legal Description	LOT ONE, BLK 6, TIMBER COVE PROPERTIES INC UNIT 2
Legal Subdivision	TIMBER COVE PROPERTIES INC
Legal Block	6
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	1
Census Block	1043
Census Tract	154307

Owner

Source: Sonoma County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	22089 RUOFF RD, JENNER, CA 95450-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB
Apr 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Oct 15, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Dec 31, 2015 · Amount on Record
Deed Document Number	201975238
Prior Transfer Date	Feb 20, 2009
Prior Transfer Doc	0000017301
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	22089 RUOFF RD, JENNER, CA 95450-7501
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22089 RUOFF RD, JENNER, CA 95450-7501

Mortgage

Document Number	0000027066
Date	Mar 8, 2021
Instrument	2021027066

Lender

Name	NEXBANK SSB
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	22089 RUOFF RD, JENNER, CA 95450-7501
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22089 RUOFF RD, JENNER, CA 95450-7501

Mortgage

Document Number	0000030595
Date	Apr 29, 2022
Instrument	2022030595

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 15, 2019
Property Address	22089 RUOFF RD, JENNER, CA 95450-7501
Document Number	0000075238
Map Reference	MB 103 PG 11-25
Instrument Date	Oct 7, 2019
Instrument	2019075238
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$733.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	22089 RUOFF RD, JENNER, CA 95450-7501

Mortgage

Document Number	0000075239
Date	Oct 15, 2019
Instrument	2019075239

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	22089 RUOFF RD, JENNER, CA 95450-7501
Document Number	0000080519
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22089 RUOFF RD JENNER CA 954507501, JENNER, CA 95450-7501

Mortgage

Document Number	0000080519
Date	Oct 17, 2017
Instrument	80519

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 16, 2022

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Fort Ross Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,884.00 (+6.05%)	$729,130 (+4.04%) Land $136,703 Building $592,427
2023	$8,377.00 (+1.9%)	$700,819 Land $131,396 Building $569,423
2022	$8,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIMBER COVE COUNTY WATER DISTRICT serves 190 people · EPA ID CA4900584
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ruoff Rd

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