St. Louis County property record for 2208 Hwy 1, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,539 sqft · built 2003 |
| Lot Size | 50 acres (2,181,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Jun 2022) |
| Tax Bill | $3,700 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Jun 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0010-00180 |
| Primary APN | 465-0010-00180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,539 sqft Gross Area |
| 1st Floor Area | 1,539 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,181,049 sqft (50 acres) |
| Garage Area | 1,792 sqft |
| Deck Area | 80 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1131837 |
|---|---|
| Street Address | 2208 HIGHWAY 1 |
| City | ELY |
| State | MN |
| Zip | 55731-8208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | LOT 3 SERIAL # |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 02 |
| Legal Subdivision | MORSE TOWN OF |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8334 PROVENCIA CT, FORT MYERS, FL 33912-8994 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELY AREA CU |
| Jun 15, 2022 | Warranty Deed, Transfer NORTHEAST TITLE COMPANY |
| Apr 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FRANDSEN BANK & TRUST |
| Mar 20, 2020 | Loan Modification, Mortgage FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Prior Sale | Sep 4, 2001 · Amount on Record |
| Deed Document Number | 20221445303 |
| Prior Transfer Date | Nov 7, 2012 |
| Prior Transfer Doc | 00A1206899 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2208 HIGHWAY 1, ELY, MN 55731-8208 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8334 PROVENCIA CT, FORT MYERS, FL 33912-8994 |
| Document Number | 0001463649 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 1463649 |
| Name | ELY AREA CU |
|---|---|
| Type | Credit Union |
| Address | ELY, MN 55731 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 15, 2022 |
| Property Address | 2208 HIGHWAY 1, ELY, MN 55731-8208 |
| Document Number | 0001445303 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 1445303 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,188.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8334 PROVENCIA CT, FORT MYERS, FL 33912-8994 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2208 HIGHWAY 1, ELY, MN 55731-8208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001353286 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 1353286 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2208 HIGHWAY 1, ELY, MN 55731-8208 |
| Document Number | 00A1377552 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2208 HIGHWAY 1 ELY MN 557318208, ELY, MN 55731-8208 |
| Document Number | 00A1377552 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | A1377552 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Term | 60 Months |
|---|---|
| Due | Apr 15, 2025 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,700.00 (+0.54%) | ||
| 2025 | $3,680.00 (+29.58%) | $450,400 (+16.05%) Land $120,200 Building $330,200 | $450,400 (+16.05%) Land $120,200 Building $330,200 |
| 2024 | $2,840.00 | $388,100 (+48.7%) Land $112,800 Building $275,300 | $388,100 (+48.7%) Land $112,800 Building $275,300 |
| 2022 | $261,000 Land $92,300 Building $168,700 | $261,000 Land $92,300 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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