St. Louis County property record for 2264 Hwy 1, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 5,972 sqft · built 2022 |
| Lot Size | 25.5 acres (1,112,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,400 (Apr 2021) |
| Tax Bill | $3,696 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0010-00192 |
| Primary APN | 465-0010-00192 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,972 sqft Gross Area |
| 1st Floor Area | 4,312 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Construction Type | Frame |
| Lot Area | 1,112,958 sqft (25.5 acres) |
| Garage Area | 900 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1107631 |
|---|---|
| Street Address | 2264 HIGHWAY 1 |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | NLY 1012 FT OF THAT PART OF LOT 4 LYING E OFHWY #1 SERIAL # |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 02 |
| Legal Subdivision | MORSE TOWN OF |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 712 E CAMP ST, ELY, MN 55731-1606 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN FINANCIAL CORPORATION |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Apr 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | May 17, 2005 · Amount on Record |
| Deed Document Number | 20211410681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 22, 2026 |
| Property Address | 2264 HIGHWAY 1, ELY, MN 55731 |
| Document Number | 0001533043 |
| Instrument Date | May 8, 2026 |
| Instrument | 20261533043 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0001533043, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 20261533043 |
| Name | FRANKLIN FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2264 HIGHWAY 1, ELY, MN 55731-8208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001443023 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 1443023 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 16, 2021 |
| Property Address | 2264 HIGHWAY 1, ELY, MN 55731-8208 |
| Document Number | 0001410681 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 1410681 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.02 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 712 E CAMP ST, ELY, MN 55731-1606 |
| Document Number | 0001410682 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 1410682 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 1, 2024 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,696.00 (+44.38%) | ||
| 2025 | $2,560.00 (+10.63%) | $502,100 (+89.61%) Land $91,100 Building $411,000 | $502,100 (+89.61%) Land $91,100 Building $411,000 |
| 2024 | $2,314.00 | $264,800 (+408.25%) Land $85,600 Building $179,200 | $264,800 (+408.25%) Land $85,600 Building $179,200 |
| 2022 | $52,100 Land $52,100 | $52,100 Land $52,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 83% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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