2175 Hwy 1, Ely, MN 55731 Property Records

St. Louis County property record for 2175 Hwy 1, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,084 sqft · built 1976
Lot Size	2.85 acres (124,146 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2015)
Tax Bill	$1,176 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0010-00232`

Property Details

APN / Parcel Number

Primary APN	`465-0010-00232`
Alternative APN	`983243`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,084 sqft Gross Area
1st Floor Area	1,084 sqft
Basement Area	180 sqft
Finished Basement	180 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	124,146 sqft (2.85 acres)
Garage Area	672 sqft
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	983243
Street Address	2175 HIGHWAY 1
City	ELY
State	MN
Zip	55731-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF NW1/4 OF SW1/4 LYING W OFHWY SERIAL #
Legal Range	12W
Legal Township	62N
Legal Section	02
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1055
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0010-00232

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2175 HIGHWAY 1, ELY, MN 55731-8216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 14, 2015 · Amount on Record
Deed Sale	Jan 14, 2015 · Amount on Record
Deed Document Number	20151253343
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2175 HIGHWAY 1, ELY, MN 55731-8216
Document Number	00A1386988
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 HIGHWAY 1 ELY MN 557318216, ELY, MN 55731-8216

Mortgage

Document Number	00A1386988
Date	Aug 04, 2020
Instrument	A1386988

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	100 N MINNESOTA ST, NEW ULM, MN 56073-1730

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 03, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,176.00 (+0.34%) Homeowner's exemption
2025	$1,172.00 (-17.81%) Homeowner's exemption	$222,700 (+14.15%) Land $56,600 Building $166,100	$222,700 (+14.15%) Land $56,600 Building $166,100
2024	$1,426.00	$195,100 (+15.38%) Land $53,400 Building $141,700	$195,100 (+15.38%) Land $53,400 Building $141,700
2022		$169,100 Land $44,500 Building $124,600	$169,100 Land $44,500 Building $124,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 87% of Minnesota
Wildfire Likelihood	About 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.