St. Louis County property record for 2194 Hwy 1, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,640 sqft · built 1920 |
| Lot Size | 33 acres (1,439,658 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,270 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0010-00230 |
| Primary APN | 465-0010-00230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,640 sqft Gross Area |
| 1st Floor Area | 2,790 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,439,658 sqft (33 acres) |
| Garage Area | 4,066 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 48 sqft |
| Storage Building | 63 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 60741 |
|---|---|
| Street Address | 2194 HIGHWAY 1 |
| City | ELY |
| State | MN |
| Zip | 55731-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | NW 1/4 OF SW 1/4 EX 4 10/100 AC FOR HWY& EX PART W OF HWY SERIAL # |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 02 |
| Legal Subdivision | MORSE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 15401 |
Source: St. Louis County records · APN 465-0010-00230
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2194 HIGHWAY 1, ELY, MN 55731-8216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2194 HIGHWAY 1, ELY, MN 55731-8216 |
| Document Number | 00A1319605 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2194 HIGHWAY 1 ELY MN 557318216, ELY, MN 55731-8216 |
| Document Number | 00A1319605 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | A1319605 |
| Name | BOUNDARY WATERS ST BK |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 09, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,270.00 (+1.78%) Homeowner's exemption | ||
| 2025 | $5,178.00 (+18.38%) Homeowner's exemption | $679,800 (+15.36%) Land $115,000 Building $564,800 | $679,800 (+15.36%) Land $115,000 Building $564,800 |
| 2024 | $4,374.00 | $589,300 (+35.41%) Land $107,900 Building $481,400 | $589,300 (+35.41%) Land $107,900 Building $481,400 |
| 2022 | $435,200 Land $88,400 Building $346,800 | $435,200 Land $88,400 Building $346,800 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 69% of the US · above 88% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 7 locations within half a mile of this property.
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