St. Louis County property record for 2257 Hwy 1, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,472 sqft · built 1969 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Dec 2017) |
| Tax Bill | $2,140 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0010-00195 |
| Primary APN | 465-0010-00195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Gross Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 1,104 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Area | 832 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 140 sqft |
| Storage Building | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1129970 |
|---|---|
| Street Address | 2257 HIGHWAY 1 |
| City | ELY |
| State | MN |
| Zip | 55731-8208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | ALL OF LOT 4 LYING W OF EXISTING HWY NO1 SERIAL # |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 02 |
| Legal Subdivision | MORSE TOWN OF |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2257 HIGHWAY 1, ELY, MN 55731-8208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Prior Sale | Apr 28, 2004 · Amount on Record |
| Deed Document Number | 20171324856 |
| Last Transfer Date | Feb 27, 2023 |
| Transfer Doc | 0001462479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2257 HIGHWAY 1, ELY, MN 55731-8208 |
| Document Number | 00A1396575 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2257 HIGHWAY 1 ELY MN 557318208, ELY, MN 55731-8208 |
| Document Number | 00A1396575 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | A1396575 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 22, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 27, 2017 |
| Property Address | 2257 HIGHWAY 1, ELY, MN 55731-8208 |
| Document Number | 00A1324856 |
| Instrument Date | Dec 12, 2017 |
| Instrument | A1324856 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2275 HIGHWAY 1 ELY MN 55731, ELY, MN 55731 |
| Document Number | A1324857 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | A1324857 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,140.00 (+1.42%) Homeowner's exemption | ||
| 2025 | $2,110.00 (-6.64%) Homeowner's exemption | $332,100 (+15.67%) Land $43,800 Building $288,300 | $332,100 (+15.67%) Land $43,800 Building $288,300 |
| 2024 | $2,260.00 | $287,100 (+19.23%) Land $41,400 Building $245,700 | $287,100 (+19.23%) Land $41,400 Building $245,700 |
| 2022 | $240,800 Land $34,900 Building $205,900 | $240,800 Land $34,900 Building $205,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 83% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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