2202 Elder St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2202 Elder St, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	6 ba · 2,624 sqft · built 1998
Lot Size	0.394 acres (17,181 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Nov 2021)
Tax Bill	$1,080 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`156K G 016`

Property Details

APN / Parcel Number

Primary APN	`156K G 016`
Alternative APN	`0000093098`

Interior

Full Baths	6 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	2,624 sqft Total Area

Exterior

Year Built	Built 1998
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,181 sqft (0.394 acres)
Lot Dimensions	138 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000093098
Street Address	2202 ELDER ST
City	CHATTANOOGA
State	TN
Zip	37404-5551
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LT 72 RIDGESIDE ESTATE PB14 PG14 REV 56-59
Legal Subdivision	RIDGESIDE ESTATES
Legal Lot Number	72
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2202 ELDER ST, CHATTANOOGA, TN 37404-5551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 2, 2021	Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	0000000143
Deed Book / Page	12716 / 877
Last Transfer Date	Feb 21, 2022
Transfer Doc	0000000160
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Feb 21, 2022
Property Address	2202 ELDER ST, CHATTANOOGA, TN 37404-5551
Document Number	0000000160
Book / Page	12854 / 48
Map Reference	MB 14 PG 13
Instrument Date	Feb 21, 2022
Instrument	2022022100160
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2202 ELDER ST, CHATTANOOGA, TN 37404-5551

Mortgage

Document Number	0001285452
Date	Feb 21, 2022
Instrument	12854/52

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 2, 2021
Property Address	2202 ELDER ST, CHATTANOOGA, TN 37404-5551
Document Number	0000000143
Book / Page	12716 / 877
Map Reference	MB 56 PG 59
Instrument Date	Oct 15, 2021
Instrument	2021110200143
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$980.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10977 WHEELING CT, COMMERCE CITY, CO 80022-6245

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,080.00 (-3.4%)	$71,300 (+42.67%)	$285,200 (+42.67%) Land $42,000 Building $243,200
2024	$1,118.00	$49,975 (-)	$199,900 (-) Land $14,000 Building $185,900
2023	$1,118.00 (-32.37%)	$49,975 (-32.39%)	$199,900 (+8.17%) Land $14,000 Building $185,900
2022	$1,653.00	$73,920	$184,800 Land $14,000 Building $170,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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