2117 Elder St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2117 Elder St, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	6 ba · 2,376 sqft · built 1986
Lot Size	0.171 acres (7,467 sqft)
Owner	Company Name on Record
Last Sale	$118,000 (Feb 2005)
Tax Bill	$967 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`156K F 010.01`

Property Details

APN / Parcel Number

Primary APN	`156K F 010.01`
Alternative APN	`0000093078`

Interior

Full Baths	6 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	2,376 sqft Total Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,467 sqft (0.171 acres)
Lot Dimensions	95 ft deep x 169 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093078
Street Address	2117 ELDER ST
City	CHATTANOOGA
State	TN
Zip	37404-5985
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LT 45 RIDGESIDE ESTATE PB14 PG14
Legal Subdivision	RIDGESIDE ESTATES
Legal Lot Number	45
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3903 RINGGOLD RD, CHATTANOOGA, TN 37412-1651
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2005 · Amount on Record
Deed Sale	Feb 4, 2005 · Amount on Record
Prior Sale	Jan 30, 1996 · Amount on Record
Deed Document Number	2005153
Deed Book / Page	7419 / 362
Last Transfer Date	Aug 7, 2013
Transfer Doc	0000000004
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2117 ELDER ST, CHATTANOOGA, TN 37404-5985
Document Number	0703000030
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3903 RINGGOLD RD CHATTANOOGA TN 374121651, CHATTANOOGA, TN 37412-1651

Mortgage

Document Number	0703000030
Date	Jul 3, 2019
Book Page	011688/000557
Instrument	190703000030

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 2, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (-13.12%)	$63,840 (+28.3%)	$159,600 (+28.3%) Land $37,500 Building $122,100
2024	$1,113.00	$49,760 (-)	$124,400 (-) Land $12,500 Building $111,900
2023	$1,113.00	$49,760 (-)	$124,400 (-) Land $12,500 Building $111,900
2022	$1,113.00	$49,760	$124,400 Land $12,500 Building $111,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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