2106 Elder St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2106 Elder St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,701 sqft · built 1930
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$643 (2025)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156K G 001`

Property Details

APN / Parcel Number

Primary APN	`156K G 001`
Alternative APN	`0000093082`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,701 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	160 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093082
Street Address	2106 ELDER ST
City	CHATTANOOGA
State	TN
Zip	37404-5984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0119 31 001& LT 2 RESUB LTS 1 2 3&4 PRICES ADDN NO 2 PB4 PG7
Legal Subdivision	PRICES ADDN NO 2
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2106 ELDER ST, CHATTANOOGA, TN 37404-5984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Warranty Deed, Construction Loan · Construction Mortgage ROBERT L BROWN
Apr 18, 2017	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022
Deed Sale	Mar 14, 2022
Prior Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	0012882329
Deed Book / Page	11026 / 810
Prior Transfer Date	Apr 18, 2017
Prior Transfer Doc	2017041800137
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2020
Property Address	2106 ELDER ST, CHATTANOOGA, TN 37404-5984
Document Number	0724000194
Book / Page	012087 / 000398
Instrument Date	Jul 22, 2020
Instrument	200724000194
Transaction Type	Construction Loan
Record Updated	Aug 31, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 ELDER ST CHATTANOOGA TN 374045984, CHATTANOOGA, TN 37404-5984

Mortgage

Document Number	724000195
Date	Jul 24, 2020
Book Page	012087/000400
Instrument	200724000195

Lender

Name	ROBERT L BROWN
Address	1421 HERITAGE LANDING DR, CHATTANOOGA, TN 37405-4253

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 23, 2021

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 18, 2017
Property Address	2106 ELDER ST, CHATTANOOGA, TN 37404-5984
Document Number	0000000137
Book / Page	11026 / 810
Map Reference	MB35 PG8
Instrument Date	Apr 12, 2017
Instrument	2017041800137
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	REALLTY CENTURE TITLE & ESCR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 ELDER ST, CHATTANOOGA, TN 37404-5984

Mortgage

Document Number	0000000138
Date	Apr 18, 2017
Instrument	2017041800138

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (-20.91%)	$42,450 (+16.78%)	$169,800 (+16.78%) Land $62,500 Building $107,300
2024	$813.00	$36,350 (-)	$145,400 (-) Land $25,000 Building $120,400
2023	$813.00	$36,350 (-)	$145,400 (-) Land $25,000 Building $120,400
2022	$813.00	$36,350	$145,400 Land $25,000 Building $120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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