2115 Elder St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2115 Elder St, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	8 ba · 2,376 sqft · built 1986
Lot Size	0.26 acres (11,339 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2022)
Tax Bill	$804 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156K F 010`

Property Details

APN / Parcel Number

Primary APN	`156K F 010`
Alternative APN	`0000093077`

Interior

Full Baths	8 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	2,376 sqft Total Area

Exterior

Year Built	Built 1986
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,339 sqft (0.26 acres)
Lot Dimensions	133 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093077
Street Address	2115 ELDER ST
City	CHATTANOOGA
State	TN
Zip	37404-5985
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LT 44 RIDGESIDE ESTATE PB 14 PG 14
Legal Subdivision	RIDGESIDE ESTATES
Legal Lot Number	44
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2115 ELDER ST, CHATTANOOGA, TN 37404-5985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Jun 5, 2007 · Amount on Record
Deed Document Number	2022042700070
Deed Book / Page	12936 / 190
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 27, 2022
Property Address	2115 ELDER ST, CHATTANOOGA, TN 37404-5985
Document Number	0000000070
Book / Page	12936 / 190
Map Reference	MB 14 PG 13
Instrument Date	Apr 19, 2022
Instrument	2022042700070
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 ELDER ST, CHATTANOOGA, TN 37404-5985

Mortgage

Document Number	0129360192
Date	Apr 27, 2022
Instrument	12936-0192

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$804.00 (+15.68%)	$53,075 (+70.66%)	$212,300 (+70.66%) Land $34,500 Building $177,800
2024	$695.00	$31,100 (-)	$124,400 (-) Land $11,500 Building $112,900
2023	$695.00	$31,100 (-)	$124,400 (-) Land $11,500 Building $112,900
2022	$695.00	$31,100	$124,400 Land $11,500 Building $112,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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