2122 Elder St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2122 Elder St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,880 sqft · built 2020
Lot Size	0.389 acres (16,960 sqft)
Owner	Company Name on Record
Last Sale	$17,500 (Apr 2017)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`156K G 003`

Property Details

APN / Parcel Number

Primary APN	`156K G 003`
Alternative APN	`0000093085`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,880 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,960 sqft (0.389 acres)
Lot Dimensions	160 ft deep x 106 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093085
Street Address	2122 ELDER ST
City	CHATTANOOGA
State	TN
Zip	37404-5984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LT 99 RIDGESTONE ESTATES PB 14 PG 13
Legal Subdivision	RIDGESIDE ESTATES
Legal Lot Number	99 100
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 757, FLINTSTONE, GA 30725-0757
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit DOMINION FINANCIAL SERVICES LLC
Jul 9, 2019	Deed of Trust, Mortgage PINNACLE BK
Nov 9, 2018	Warranty Deed, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC
Oct 31, 2018	Warranty Deed, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC
Apr 28, 2017	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	0000000143
Deed Book / Page	011035 / 000951
Last Transfer Date	Nov 9, 2018
Transfer Doc	1109000059
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2122 ELDER ST, CHATTANOOGA, TN 37404-5984
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000055
Date	Mar 8, 2024
Book Page	13531/322
Instrument	2024030800055

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2122 ELDER ST, CHATTANOOGA, TN 37404
Document Number	0717000136
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 757 FLINTSTONE GA 307250757, FLINTSTONE, GA 30725-0757

Mortgage

Document Number	0717000136
Date	Jul 17, 2019
Book Page	011699/000984
Instrument	190717000136

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 9, 2018
Property Address	2122 ELDER ST, CHATTANOOGA, TN 37404
Document Number	1109000059
Book / Page	011498 / 000106
Instrument Date	Oct 29, 2018
Instrument	181109000059
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 757 FLINTSTONE GA 307250757, FLINTSTONE, GA 30725-0757

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 31, 2018
Property Address	2122 ELDER ST, CHATTANOOGA, TN 37404
Document Number	1031000110
Book / Page	011490 / 000730
Instrument Date	Oct 29, 2018
Instrument	181031000110
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2119 OLD RINGGOLD RD #10 CHATTANOOGA TN 37404, 10, CHATTANOOGA, TN 37404

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 28, 2017
Property Address	2122 ELDER ST, CHATTANOOGA, TN 37404
Document Number	0000000143
Book / Page	011035 / 000951
Instrument Date	Apr 25, 2017
Instrument	143
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$64.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6543 FAIR HARBOR TRL HIXSON TN 373435075, HIXSON, TN 37343-5075

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+7.29%)	$83,500 (+58.44%)	$334,000 (+58.44%) Land $37,500 Building $296,500
2024	$1,179.00	$52,700 (-)	$210,800 (-) Land $15,000 Building $195,800
2023	$1,179.00	$52,700 (-)	$210,800 (-) Land $15,000 Building $195,800
2022	$1,179.00	$52,700	$210,800 Land $15,000 Building $195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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