2201 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 2201 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeGeneral Agricultural/Rural
Lot Size3.38 acres (147,232 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Nov 2022)
Tax Bill$1,322 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Nov 2022 Sale & Line of Credit
Flood ZoneZone X (moderate risk)
APN402313400007

Property Details

APN / Parcel Number

Primary APN402313400007

Exterior

Lot Area147,232 sqft (3.38 acres)

Location & Zoning

Street Address2201 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeRE1
Legal Description13 40 23 PARCEL 2-1-12 3.38 AC M/L COMM AT NE COR OF SE 1/4 SEC 13 TH W 92.86 FT TO W ROW US 17 TH S 28.21 FT FOR P.O.B. TH CONT S 599.01 FT W 261.14 FT N 430.86 FT E 114.04 FT N 180.87 FT E 181.71 FT TO P.O.B. AKA PARCEL 4 546/1862-63 552/120
Legal Range23E
Legal Township40S
Legal Section13
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1089
Census Tract10200

Owner

Source: Charlotte County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4800 SW 23RD AVE, CAPE CORAL, FL 33914-6721
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed of Trust, Mortgage · Line of Credit
SANIBEL CAPTIVA COMMUNITY BANK
Nov 29, 2022Warranty Deed, Transfer · Line of Credit
SANIBEL CAPTIVA COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleNov 29, 2022 · Amount on Record
Deed Document Number20223178214
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2201 DUNCAN RD, PUNTA GORDA, FL 33982
Transaction TypeMortgage
Record UpdatedDec 19, 2022
Title CompanyHOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003178216
DateNov 29, 2022
Instrument3178216
Lender
NameSANIBEL CAPTIVA COMMUNITY BANK
TypeBank
AddressFORT MYERS, FL 33919
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 18, 2032

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 29, 2022
Property Address2201 DUNCAN RD, PUNTA GORDA, FL 33982
Document Number0003177524
Instrument DateNov 18, 2022
Instrument3177524
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyHOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address31661 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-1310

Transferred To (Grantee/Buyer)

NameVerified Name
Address4800 SW 23RD AVE, CAPE CORAL, FL 33914-6721

Mortgage

Document Number0003177526
DateNov 29, 2022
Instrument3177526
Lender
NameSANIBEL CAPTIVA COMMUNITY BANK
TypeBank
AddressFORT MYERS, FL 33919
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 18, 2032

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,322.00 (-1.34%)$68,952 (-) Land $68,952$68,952 (-15%) Land $68,952
2023$1,340.00 (+39.44%)$68,952 (+9.09%)$81,120 (+28.34%) Land $81,120
2022$961.00$63,206 Land $63,206$63,206 Land $63,206

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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