Charlotte County property record for 2050 Duncan Rd, Punta Gorda, FL 33982
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 7.76 acres (338,025 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Nov 2023) |
| Tax Bill | $2,985 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-24-18-100-002 |
| Primary APN | 40-24-18-100-002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 338,025 sqft (7.76 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004626207 |
|---|---|
| Old Parcel Number | 00729630000004 |
| Street Address | 2050 DUNCAN RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RE1 |
| Legal Description | ZZZ 184024 LT10 18 40 24 LT 10 007.7A M/L THE E7.76A OF LT 10 144/332 368/104 449/732 586/1 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 18 |
| Legal Lot Number | 10 7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10100 |
2050 Duncan Rd, residential vacant land, is owned by an individual who bought it in November 2023.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 511482, PUNTA GORDA, FL 33951-1482 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Sep 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on File |
| Deed Sale | Nov 29, 2023 · Amount on File |
| Prior Sale | Sep 17, 2020 · Amount on File |
| Deed Document Number | 3343002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 2050 DUNCAN RD, PUNTA GORDA, FL 33982 |
| Document Number | 0003343002 |
| Map Reference | MB 1 PG 44 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 3343002 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30260 BEECH RD, PUNTA GORDA, FL 33982-1398 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 511482, PUNTA GORDA, FL 33951-1482 |
| Document Number | 0003343003 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 3343003 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.12% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Max Rate | 13.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 17, 2020 |
| Property Address | 2050 DUNCAN RD, PUNTA GORDA, FL 33982 |
| Document Number | 0046321566 |
| Book / Page | 4632 / 1566 |
| Map Reference | MB 1 PG 44 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2852609 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 833 RED OAKS LN, 833, LAFAYETTE, IN 47909-3659 |
| Name | Verified Name |
|---|---|
| Address | 7094 KENWOOD DR, NORTH PORT, FL 34287-5516 |
| Document Number | 0046321568 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 4632/1568 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
The 2025 property tax bill for 2050 Duncan Rd was $2,985.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,985.00 | $197,880 | $232,800 Land $232,800 |
| 2023 | $2,483.00 (+9.29%) | $103,772 (-21.34%) | $170,720 (+29.41%) Land $170,720 |
| 2022 | $2,272.00 | $131,920 Land $131,920 | $131,920 Land $131,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2050 Duncan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2050 Duncan Rd is high, ranking above 86% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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