2271 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 2271 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Residential Vacant Land
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Nov 2022)
Tax Bill	$1,538 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`40-23-13-400-004`

Property Details

APN / Parcel Number

Primary APN	`40-23-13-400-004`
Alternative APNs	`0070982-000095-1` `10004615553`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	10004615553
Old Parcel Number	00709820000951
Street Address	2271 DUNCAN RD
City	PUNTA GORDA
State	FL
Zip	33982
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RE1
Legal Description	ZZZ 134023 P2-1-10 13 40 23 PARCEL 2-1-10 5 AC. M/L COMM AT NE COR OF SE1/4 SEC 13 W 92.86 FT TO W ROW US 17 TH S AL
Legal Range	23E
Legal Township	40S
Legal Section	13
Legal Subdivision	ACREAGE & UNREC
Legal Block	P2-1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1089
Census Tract	10200

Owner

2271 Duncan Rd, residential vacant land, is owned by a company that bought it in November 2022.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Company Name on File
Mailing Address	4800 SW 23RD AVE, CAPE CORAL, FL 33914-6721
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit SANIBEL CAPTIVA COMMUNITY BANK
Nov 29, 2022	Warranty Deed, Transfer · Line of Credit SANIBEL CAPTIVA COMMUNITY BANK
Nov 29, 2022	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Nov 29, 2022 · Amount on File
Deed Document Number	3178214
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	2271 DUNCAN RD, PUNTA GORDA, FL 33982
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	HOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003178216
Date	Nov 29, 2022
Instrument	3178216

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 18, 2032

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 29, 2022
Property Address	2271 DUNCAN RD, PUNTA GORDA, FL 33982
Document Number	0003177524
Instrument Date	Nov 18, 2022
Instrument	3177524
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31661 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 SW 23RD AVE, CAPE CORAL, FL 33914-6721

Mortgage

Document Number	0003177526
Date	Nov 29, 2022
Instrument	3177526

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 18, 2032

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 29, 2022
Property Address	2271 DUNCAN RD, PUNTA GORDA, FL 33982
Document Number	0003178214
Instrument Date	Nov 18, 2022
Instrument	3178214
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31661 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 SW 23RD AVE, CAPE CORAL, FL 33914-6721

Tax Assessment & Valuation

The 2025 property tax bill for 2271 Duncan Rd was $1,538.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,538.00	$102,000	$120,000 Land $120,000
2023	$1,982.00 (+51.99%)	$102,000 (+9.09%)	$120,000 (+28.34%) Land $120,000
2022	$1,304.00	$93,500 Land $93,500	$93,500 Land $93,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2271 Duncan Rd in Zone X, an area of moderate flood risk, though there have been 68 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2271 Duncan Rd is high, ranking above 85% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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