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220 Sapphire Gem Ln, Elgin, SC 29045 Property Records

Richland County property record for 220 Sapphire Gem Ln, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,834 sqft · built 2023
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on File
Last Sale$465,660 (Mar 2023)
Tax Bill$4,609 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN25716-04-18

Property Details

APN / Parcel Number

Primary APN25716-04-18
Alternative APNs
  • R25716-04-18
  • 02179680

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,834 sqft Living Area
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02179680
Street Address220 SAPPHIRE GEM LN
CityELGIN
StateSC
Zip29045-8463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 70.6X176.8X88.5X3.7X186.5 #SU THE COTTAGES @ WOODCREEK #PR RB2502-3415
Legal SubdivisionWOODCREEK
Legal Lot Number17,70
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2079
Census Tract11407

Owner

Source: Richland County records · APN 25716-04-18

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address220 SAPPHIRE GEM LN, ELGIN, SC 29045-8463
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2023Limited Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC
Mar 11, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 06, 2023 · Amount on Record
Deed SaleMar 06, 2023 · Amount on Record
Deed Document Number20238735
Deed Book / Page2819 / 432
Record UpdatedSep 20, 2026

March 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionRICHLAND SC
Recording DateMar 06, 2023
Property Address220 SAPPHIRE GEM LN, ELGIN, SC 29045-8463
Document Number0028190432
Book / Page2819 / 432
Map ReferenceMB 2502 PG 3415
Instrument DateDec 20, 2022
Instrument2023008735
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,211.60
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 SAPPHIRE GEM LN, ELGIN, SC 29045-8463

Mortgage

Document Number2023008736
DateMar 06, 2023
Instrument2023008736
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateMar 11, 2022
Property Address220 SAPPHIRE GEM LN, ELGIN, SC 29045-8463
Document Number0027242821
Book / Page2724 / 2821
Map ReferenceMB 2502 PG 3415
Instrument DateMar 10, 2022
Instrument2022014326
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$9,119.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6701 CARMEL RD STE 425, 425, CHARLOTTE, NC 28226-0203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,609.00 (+88.12%)$524,300 Land $77,000 Building $447,300$524,300 (+649%) Land $77,000 Building $447,300
2023$2,450.00 (-1.29%)$70,000 (-)
2021$2,482.00$4,200$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 40% of the US · above 21% of South Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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