Richland County property record for 212 Sapphire Gem Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,915 sqft · built 2023 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Jun 2023) |
| Tax Bill | $5,846 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25716-04-16 |
| Primary APN | 25716-04-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,915 sqft Heated Area |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02179662 |
|---|---|
| Street Address | 212 SAPPHIRE GEM LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-R |
| Legal Description | LOT 15 70X183.9X69.5X2X172.1 #SU THE COTTAGES @ WOODCREEK #PR RB2502-3415 |
| Legal Subdivision | WOODCREEK |
| Legal Lot Number | 15,70 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
Source: Richland County records · APN 25716-04-16
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage TK SHORE ROAD HOLDINGS LLC |
| Aug 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage SECURITY FEDERAL BANK |
| Jun 23, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Deed Document Number | 202326466 |
| Deed Book / Page | 2845 / 2261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 212 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025990527 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 2599/527 |
| Instrument | 2021017518 |
| Name | TK SHORE ROAD HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LEXINGTON, SC 29072 |
| Amount | Amount Recorded |
|---|---|
| Term | 7 Months |
| Due | Oct 29, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 212 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 51 SHORELINE DR, COLUMBIA, SC 29229-7300 |
| Document Number | 0027700694 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 2770/694 |
| Instrument | 2022045597 |
| Name | SECURITY FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | AIKEN, SC 29802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 23, 2023 |
| Property Address | 212 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Document Number | 0028452261 |
| Book / Page | 2845 / 2261 |
| Map Reference | MB 2502 PG 3415 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023026466 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 212 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Document Number | 2023026467 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023026467 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,846.00 (+923.82%) | $665,000 (+3,979.75%) Land $77,000 Building $588,000 | |
| 2023 | $571.00 (-0.7%) | $16,300 (-) | |
| 2022 | $575.00 (-0.69%) | ||
| 2021 | $579.00 | $980 | $16,300 Land $16,300 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 87 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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