200 Sapphire Gem Ln, Elgin, SC 29045 Property Records

Richland County property record for 200 Sapphire Gem Ln, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,005 sqft · built 2022
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Apr 2025)
Tax Bill	$4,846 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25716-04-13`

Property Details

APN / Parcel Number

Primary APN	`25716-04-13`
Alternative APNs	`R25716-04-13` `02179635`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,005 sqft Heated Area
Gross Area	4,042 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02179635
Street Address	200 SAPPHIRE GEM LN
City	ELGIN
State	SC
Zip	29045-8463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 192.2X38.7X31.4X18.3X100.4X 62.3X75.2 #SU THE COTTAGES @ WOODCREEK
Legal Subdivision	WOODCREEK
Legal Lot Number	12,192
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2079
Census Tract	11407

Owner

Source: Richland County records · APN 25716-04-13

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	200 SAPPHIRE GEM LN, ELGIN, SC 29045-8463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage TK SHORE ROAD HOLDINGS LLC
Aug 31, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK
Oct 04, 2021	Warranty Deed, Transfer · Conventional Mortgage THE WADE CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	202516406
Deed Book / Page	3010 / 1198
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	200 SAPPHIRE GEM LN, ELGIN, SC 29045-8463
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025990527
Date	Mar 19, 2021
Book Page	2599/527
Instrument	2021017518

Lender

Name	TK SHORE ROAD HOLDINGS LLC
Type	Non-Lending Institution
Address	LEXINGTON, SC 29072

Agreement

Amount	Amount Recorded
Term	7 Months
Due	Oct 29, 2021

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 31, 2022
Property Address	200 SAPPHIRE GEM LN, ELGIN, SC 29045-8463
Document Number	0027752891
Book / Page	2775 / 2891
Map Reference	MB 2502 PG 3415
Instrument Date	Aug 25, 2022
Instrument	2022049478
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,565.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200 SAPPHIRE GEM LN, ELGIN, SC 29045-8463

Mortgage

Document Number	2022049479
Date	Aug 31, 2022
Instrument	2022049479

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 04, 2021
Property Address	200 SAPPHIRE GEM LN, ELGIN, SC 29045-8463
Document Number	0026723147
Book / Page	2672 / 3147
Map Reference	MB 2502 PG 3415
Instrument Date	Sep 29, 2021
Instrument	2021066403
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$240.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 WILD CHERRY RD, COLUMBIA, SC 29223-6729

Mortgage

Document Number	2021066404
Date	Oct 04, 2021
Instrument	2021066404

Lender

Name	THE WADE CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 01, 2022

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,846.00 (-6.48%)	$652 (-)	$551,300 (+3,282.21%) Land $77,000 Building $474,300
2023	$5,182.00 (+794.99%)	$652 (-33.47%)	$16,300 (-)
2021	$579.00	$980	$16,300 Land $16,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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