209 Sapphire Gem Ln, Elgin, SC 29045 Property Records

Richland County property record for 209 Sapphire Gem Ln, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,955 sqft · built 2021
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (Oct 2021)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25716-04-10`

Property Details

APN / Parcel Number

Primary APN	`25716-04-10`
Alternative APNs	`R25716-04-10` `02179608`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,955 sqft Heated Area
Gross Area	3,579 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02179608
Street Address	209 SAPPHIRE GEM LN
City	ELGIN
State	SC
Zip	29045-8464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 51.2X17.5X68.5X153.8X43.3X 159.1 #SU THE COTTAGES @ WOODCREEK
Legal Subdivision	WOODCREEK
Legal Lot Number	9,51
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2079
Census Tract	11407

Owner

Source: Richland County records · APN 25716-04-10

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 SAPPHIRE GEM LN, ELGIN, SC 29045-8464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2021 · Amount on Record
Deed Sale	Oct 06, 2021 · Amount on Record
Deed Document Number	202167090
Deed Book / Page	2673 / 3343
Record Updated	Sep 20, 2026

October 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 06, 2021
Property Address	209 SAPPHIRE GEM LN, ELGIN, SC 29045-8464
Document Number	0026733343
Book / Page	2673 / 3343
Map Reference	MB 2502 PG 3415
Instrument Date	Sep 30, 2021
Instrument	2021067090
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 SAPPHIRE GEM LN, ELGIN, SC 29045-8464
Investor	Possibly a Property Investor

Mortgage

Document Number	2021067091
Date	Oct 06, 2021
Instrument	2021067091

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 (+17.45%)	$517,400 (+2,775.08%)	$520,500 (+15.69%) Land $71,500 Building $449,000
2023	$3,874.00 (+68.07%)	$17,996 (+361.44%)	$449,900 (+592.15%)
2021	$2,305.00	$3,900	$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.