Richland County property record for 204 Sapphire Gem Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,794 sqft · built 2022 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Jun 2022) |
| Tax Bill | $5,578 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25716-04-14 |
| Primary APN | 25716-04-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,794 sqft Heated Area |
| Gross Area | 4,606 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 11,761 sqft (0.27 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02179644 |
|---|---|
| Street Address | 204 SAPPHIRE GEM LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-R |
| Legal Description | LOT 13 70X170.8X65.4X4.9X167.2 #SU THE COTTAGES @ WOODCREEK #PR RB2502-3415 |
| Legal Subdivision | WOODCREEK |
| Legal Lot Number | 13,70 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
Source: Richland County records · APN 25716-04-14
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage TK SHORE ROAD HOLDINGS LLC |
| Jun 02, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Oct 04, 2021 | Warranty Deed, Construction Loan · Construction Mortgage SECURITY FEDERAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2022 · Amount on Record |
| Deed Sale | Jun 02, 2022 · Amount on Record |
| Prior Sale | Oct 04, 2021 · Amount on Record |
| Deed Document Number | 202231625 |
| Deed Book / Page | 2750 / 499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 204 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025990527 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 2599/527 |
| Instrument | 2021017518 |
| Name | TK SHORE ROAD HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LEXINGTON, SC 29072 |
| Amount | Amount Recorded |
|---|---|
| Term | 7 Months |
| Due | Oct 29, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 02, 2022 |
| Property Address | 204 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Document Number | 0027500499 |
| Book / Page | 2750 / 499 |
| Map Reference | MB 2502 PG 3415 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022031625 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Document Number | 2022031626 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 2022031626 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 04, 2021 |
| Property Address | 204 SAPPHIRE GEM LN, ELGIN, SC 29045-8463 |
| Document Number | 0026723307 |
| Book / Page | 2672 / 3307 |
| Map Reference | MB 2502 PG 3415 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021066444 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1712 WOODCREEK FARMS RD, ELGIN, SC 29045-8755 |
| Document Number | 2021066445 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021066445 |
| Name | SECURITY FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 30, 2022 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,578.00 (-74.51%) | $634,600 (-) Land $77,000 Building $557,600 | $634,600 (-) Land $77,000 Building $557,600 |
| 2024 | $634,600 (+97,231.29%) Land $77,000 Building $557,600 | $634,600 (+3,793.25%) Land $77,000 Building $557,600 | |
| 2023 | $21,881.00 (+3,679.1%) | $652 (-33.47%) | $16,300 (-) |
| 2021 | $579.00 | $980 | $16,300 Land $16,300 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), as of September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 87 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC4010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures