22 Whaleback Ter, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 22 Whaleback Ter, Ringwood, NJ 07456 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,324 sqft · built 1937
Lot Size	0.528 acres (23,008 sqft)
Owner	2 Individual Names on File
Last Sale	$178,735 (Sep 2025)
Tax Bill	$11,376 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00871-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`11-00871-0000-00021`
Alternative APN	`110087100021`

Interior

Stories	1 Story
Building Area	2,324 sqft Living Area
1st Floor Area	2,324 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	23,008 sqft (0.528 acres)
Lot Dimensions	177 ft deep x 130 ft wide

Location & Zoning

Street Address	22 WHALEBACK TER
City	RINGWOOD
State	NJ
Zip	07456-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	871
Legal Lot Number	21
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	3
Census Block	3011
Census Tract	216701

Owner

Source: Passaic County and Ringwood Borough records · APN 11-00871-0000-00021

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET CLOSE
Sep 30, 2025	Deed, Transfer · FHA Mortgage AGAVE HOME LOANS LLC
Jun 15, 2022	Deed, Transfer · FHA Mortgage MLB RESIDENTIAL LENDING LLC
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 21, 2017	Quit Claim Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	202532786
Deed Book / Page	4975 / 91
Prior Transfer Date	Aug 15, 2025
Prior Transfer Doc	0000032786
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Apr 08, 2026
Property Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Document Number	0000012136
Book / Page	19884 / 96
Instrument Date	Mar 25, 2026
Instrument	202612136
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914

Mortgage

Document Number	0000012136,
Date	Apr 08, 2026
Book Page	19884/96
Instrument	202612136

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 30, 2025
Property Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Document Number	0000032786
Book / Page	D4975 / 91
Instrument Date	Aug 15, 2025
Instrument	2025032786
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transaction

Amount	Amount Recorded
Tax	$447.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914

Mortgage

Document Number	0000032787
Date	Sep 30, 2025
Instrument	2025032787

Lender

Name	AGAVE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 15, 2022
Property Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Document Number	0000031435
Book / Page	D4332 / 75
Instrument Date	Apr 27, 2022
Instrument	2022031435
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 BROAD AVE, 358, RIDGEFIELD, NJ 07657-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914

Mortgage

Document Number	0000031436
Date	Jun 15, 2022
Instrument	2022031436

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021804
Date	May 16, 2018
Book Page	M15020/0024
Instrument	2018021804

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2043

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 21, 2017
Property Address	22 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Document Number	0000056911
Book / Page	003191 / 000206
Instrument Date	Nov 15, 2017
Instrument	56911
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 WHALEBACK TER RINGWOOD NJ 074562914, RINGWOOD, NJ 07456-2914

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,100 (-) Land $153,600 Building $113,500	$267,100 (-) Land $153,600 Building $113,500
2025	$11,376.00 (+2.31%)	$267,100 (-) Land $153,600 Building $113,500	$267,100 (-) Land $153,600 Building $113,500
2024	$11,119.00 (+5%)
2023		$267,100 Land $153,600 Building $113,500	$267,100 Land $153,600 Building $113,500
2022	$10,590.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312167013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Whaleback Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures