Passaic County and Ringwood Borough property record for 25 Whaleback Ter, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 2,435 sqft · built 1930 |
| Lot Size | 0.41 acres (17,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,500 (Jun 2025) |
| Tax Bill | $13,270 (2023) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00865-0000-00011 |
| Primary APN | 11-00865-0000-00011 |
|---|---|
| Alternative APN |
|
| Building Area | 2,435 sqft Living Area |
|---|---|
| Gross Area | 2,414 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 17,877 sqft (0.41 acres) |
| Lot Dimensions | 164 ft deep x 109 ft wide |
| Street Address | 25 WHALEBACK TER |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Block | 865 |
| Legal Lot Number | 11 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 216701 |
Source: Passaic County and Ringwood Borough records · APN 11-00865-0000-00011
Assessment roll updated July 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 WHALEBACK TER, RINGWOOD, NJ 07456-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2025 · Amount on Record |
| Deed Sale | Jun 03, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2023 · Amount on Record |
| Deed Document Number | 202518285 |
| Deed Book / Page | 4908 / 43 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 14, 2023 |
| Property Address | 25 WHALEBACK TER, RINGWOOD, NJ 07456-2913 |
| Document Number | 0000025994 |
| Book / Page | D4570 / 123 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023025994 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 299 LAKEVIEW AVE, RINGWOOD, NJ 07456-2113 |
| Name | Verified Name |
|---|---|
| Address | 25 WHALEBACK TER, RINGWOOD, NJ 07456-2913 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025995 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023025995 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 25 WHALEBACK TER, RINGWOOD, NJ 07456-2913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | VITAL ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000010301 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | M16834/159 |
| Instrument | 2021010301 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
Source: Passaic County and Ringwood Borough records · Assessment roll updated July 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,700 (-) Land $146,000 Building $183,700 | $329,700 (-) Land $146,000 Building $183,700 | |
| 2025 | $329,700 (-) Land $146,000 Building $183,700 | $329,700 (-) Land $146,000 Building $183,700 | |
| 2023 | $13,270.00 (+1.51%) | $329,700 (-) Land $146,000 Building $183,700 | $329,700 (-) Land $146,000 Building $183,700 |
| 2022 | $13,072.00 | $329,700 Land $146,000 Building $183,700 | $329,700 Land $146,000 Building $183,700 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 97 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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