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12 Whaleback Ter, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 12 Whaleback Ter, Ringwood, NJ 07456 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,837 sqft · built 1954
Lot Size0.583 acres (25,378 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Aug 2020)
Tax Bill$10,865 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-00871-0000-00019

Property Details

APN / Parcel Number

Primary APN11-00871-0000-00019
Alternative APN
  • 110087100019

Interior

Stories1 Story
Building Area1,837 sqft Living Area
1st Floor Area1,837 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeFrame
Lot Area25,378 sqft (0.583 acres)
Lot Dimensions188 ft deep x 135 ft wide

Location & Zoning

Street Address12 WHALEBACK TER
CityRINGWOOD
StateNJ
Zip07456-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block871
Legal Lot Number19
JurisdictionPASSAIC NJ
Township / Civil DivisionRINGWOOD
Census Block Group3
Census Block3011
Census Tract216701

Owner

Source: Passaic County and Ringwood Borough records · APN 11-00871-0000-00019

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 WHALEBACK TER, RINGWOOD, NJ 07456-2914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2020 · Amount on Record
Deed SaleAug 03, 2020 · Amount on Record
Prior SaleAug 02, 2005 · Amount on Record
Deed Document Number202034713
Deed Book / Page3837 / 76
Record UpdatedSep 20, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateAug 03, 2020
Property Address12 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Document Number0000034713
Book / PageD3837 / 76
Instrument DateJun 12, 2020
Instrument2020034713
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyATRIUM EXECUTIVE ABSTRACT LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6914 W 3RD ST # ST6-22, 6914, GREELEY, CO 80634-8536

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 WHALEBACK TER, RINGWOOD, NJ 07456-2914

Mortgage

Document Number0000034715
DateAug 03, 2020
Instrument2020034715
Lender
Name1ST COLONIAL COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2050

Mortgage

Document Number0000034714
DateAug 03, 2020
Book PageM16306/262
Instrument2020034714
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressTRENTON, NJ 08650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term58 Months
DueJun 22, 2025

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityRingwood Borough
Secondary School DistrictLakeland Regional School District (09 - 12)
Elementary School DistrictRingwood Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$255,100 (-) Land $152,700 Building $102,400$255,100 (-) Land $152,700 Building $102,400
2025$10,865.00 (+2.31%)$255,100 (-) Land $152,700 Building $102,400$255,100 (-) Land $152,700 Building $102,400
2024$10,620.00 (+5%)
2023$255,100 Land $152,700 Building $102,400$255,100 Land $152,700 Building $102,400
2022$10,114.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312167013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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