Passaic County and Ringwood Borough property record for 21 Whaleback Ter, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 2,323 sqft · built 1961 |
| Lot Size | 0.386 acres (16,832 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Dec 1998) |
| Tax Bill | $10,801 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00865-0000-00009 |
| Primary APN | 11-00865-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,323 sqft Living Area |
| 1st Floor Area | 2,323 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 16,832 sqft (0.386 acres) |
| Lot Dimensions | 153 ft deep x 110 ft wide |
| Street Address | 21 WHALEBACK TER |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 865 |
| Legal Lot Number | 9 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 216701 |
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 WHALEBACK TER, RINGWOOD, NJ 07456-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 1998 · Amount on Record |
| Deed Sale | Dec 18, 1998 · Amount on Record |
| Prior Sale | Oct 8, 1996 · Amount on Record |
| Deed Document Number | 199818676 |
| Deed Book / Page | 0158 / 327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 WHALEBACK TER, RINGWOOD, NJ 07456-2913 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000051098 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | M17346/289 |
| Instrument | 2021051098 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,600 (-) Land $144,100 Building $109,500 | $253,600 (-) Land $144,100 Building $109,500 | |
| 2025 | $10,801.00 (+2.31%) | $253,600 (-) Land $144,100 Building $109,500 | $253,600 (-) Land $144,100 Building $109,500 |
| 2024 | $10,557.00 (+4.99%) | ||
| 2023 | $253,600 Land $144,100 Building $109,500 | $253,600 Land $144,100 Building $109,500 | |
| 2022 | $10,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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