Passaic County and Ringwood Borough property record for 28 Whaleback Ter, Ringwood, NJ 07456 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,242 sqft · built 1963 |
| Lot Size | 0.467 acres (20,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,000 (Oct 2005) |
| Tax Bill | $11,129 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00871-0000-00022 |
| Primary APN | 11-00871-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 2,242 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 20,360 sqft (0.467 acres) |
| Lot Dimensions | 174 ft deep x 117 ft wide |
| Street Address | 28 WHALEBACK TER |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 871 |
| Legal Lot Number | 22 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 216701 |
Source: Passaic County and Ringwood Borough records · APN 11-00871-0000-00022
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 WHALEBACK TER, RINGWOOD, NJ 07456-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Feb 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPENCER SAVINGS BANK SLA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2005 · Amount on Record |
| Deed Sale | Oct 07, 2005 · Amount on Record |
| Deed Book / Page | 1094 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 28 WHALEBACK TER, RINGWOOD, NJ 07456-2914 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000027823 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | M17054/1 |
| Instrument | 2021027823 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 28 WHALEBACK TER, RINGWOOD, NJ 07456-2914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008106 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | M15410/0197 |
| Instrument | 2019008106 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Lending Institution |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2034 |
Source: Passaic County and Ringwood Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,300 (-) Land $150,400 Building $110,900 | $261,300 (-) Land $150,400 Building $110,900 | |
| 2025 | $11,129.00 (+2.31%) Veteran's exemption | $261,300 (-) Land $150,400 Building $110,900 | $261,300 (-) Land $150,400 Building $110,900 |
| 2024 | $10,878.00 (+7.6%) | ||
| 2023 | $261,300 Land $150,400 Building $110,900 | $261,300 Land $150,400 Building $110,900 | |
| 2022 | $10,110.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312167013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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