Monroe County property record for 22 Grayvik Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,073 sqft · built 2020 |
| Lot Size | 0.404 acres (17,618 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,300,000 (Feb 2021) |
| Tax Bill | $34,475 (2024) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Feb 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00571840-000000 |
| Primary APN | 00571840-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,073 sqft Living Area |
| 1st Floor Area | 1,711 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 17,618 sqft (0.404 acres) |
| Garage Area | 672 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 1,320 sqft |
| Patio Area | 220 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1705101 |
|---|---|
| Old Parcel Number | 07594000571840000000 |
| Street Address | 22 GRAYVIK DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 12 LT 20 OCEAN REEF PLAT 3 PB4-91 KEY LARGO OR411-320/21 OR795-1259/60 OR1010-845 OR1122-895 OR1226-907 OR1321-946/48 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 3 |
| Legal Block | 12 |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9 QUAIL RIDGE DR, READING, PA 19607-9728 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 9, 2018 | Warranty Deed, Transfer REEF TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Feb 9, 2018 · Amount on Record |
| Deed Document Number | 2303975 |
| Deed Book / Page | 3075 / 1469 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 12, 2021 |
| Property Address | 22 GRAYVIK DR, KEY LARGO, FL 33037-3712 |
| Document Number | 0030751469 |
| Book / Page | 3075 / 1469 |
| Map Reference | MB 4 PG 91 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2303975 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | REEF TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1122 OBERLIN RD, 1122, RALEIGH, NC 27605-1275 |
| Name | Verified Name |
|---|---|
| Address | 9 QUAIL RIDGE DR, READING, PA 19607-9728 |
| Document Number | 0030751474 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 3075/1474 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4% |
| Index | 1-Year LIBOR |
| Max Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 22 GRAYVIK DR, KEY LARGO, FL 33037-3712 |
| Document Number | 0028910493 |
| Book / Page | 002891 / 000493 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 2154644 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,772.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1122 OBERLIN RD RALEIGH NC 276051137, RALEIGH, NC 27605-1137 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,769,140 (+9.97%) Land $2,990,656 Building $2,778,484 | $5,769,140 (+9.97%) Land $2,990,656 Building $2,778,484 | |
| 2024 | $34,475.00 (+5.94%) | ||
| 2023 | $32,541.00 (+21.28%) | $5,246,203 (+32.28%) Land $2,526,774 Building $2,719,429 | $5,246,203 (+32.28%) Land $2,526,774 Building $2,719,429 |
| 2022 | $26,831.00 | $3,965,889 Land $1,797,212 Building $2,168,677 | $3,965,889 Land $1,797,212 Building $2,168,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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