14 Grayvik Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 14 Grayvik Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,295 sqft · built 1977
Lot Size	0.244 acres (10,605 sqft)
Owner	Company Name on File
Last Sale	$3,500,000 (Jan 2025)
Tax Bill	$20,145 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00571800-000000`

Property Details

APN / Parcel Number

Primary APN	`00571800-000000`
Alternative APNs	`07594000571800000000` `1705063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,295 sqft Living Area
1st Floor Area	3,295 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	10,605 sqft (0.244 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Florida Room
Porch Area	1,816 sqft
Patio Area	1,525 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1705063
Street Address	14 GRAYVIK DR
City	KEY LARGO
State	FL
Zip	33037-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 12 LT 16 OCEAN REEF PLAT 3 PB4-91 KEY LARGO OR408-670/71 OR683-630 OR683-633 OR705-685 OR1006-1562 OR1313-2086/88 OR1801-1515/17 OR2495-1720 OR2552-103/04 OR2687-1549/51 OR3102-0804 OR3188-2080
Legal Range	40E
Legal Township	59S
Legal Section	07
Legal Subdivision	OCEAN REEF NO 3
Legal Block	12
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3011
Census Tract	972700

Owner

Source: Monroe County records · APN 00571800-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	94 HIGH ST, WINCHESTER, MA 01890-3335
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 17, 2017	Deed of Trust, Mortgage · ARM UBS BANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Jun 02, 2021 · Amount on Record
Deed Document Number	20252487077
Deed Book / Page	3308 / 1432
Prior Transfer Date	Jun 13, 2022
Prior Transfer Doc	0002387273
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 02, 2021
Property Address	14 GRAYVIK DR, KEY LARGO, FL 33037-3712
Document Number	0031020804
Book / Page	3102 / 804
Map Reference	MB 4 PG 91
Instrument Date	Jun 01, 2021
Instrument	2322956
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	REEF TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 PERKY RD, 10, KEY LARGO, FL 33037-3745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 GRAYVIK DR, KEY LARGO, FL 33037-3712

Mortgage

Document Number	3102807
Date	Jun 02, 2021
Instrument	3102/807

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	14 GRAYVIK DR, KEY LARGO, FL 33037-3712
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028550010
Date	May 17, 2017
Book Page	2855/0010
Instrument	2123593

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,023,114 (+14.03%) Land $2,078,580 Building $944,534	$3,023,114 (+14.03%) Land $2,078,580 Building $944,534
2024	$20,145.00 (+9.49%)
2023	$18,399.00 (+30.69%)	$2,651,123 (+26.97%) Land $1,686,619 Building $964,504	$2,651,123 (+26.97%) Land $1,686,619 Building $964,504
2022	$14,078.00 Homeowner's exemption	$2,087,964 Land $1,199,638 Building $888,326	$2,087,964 Land $1,199,638 Building $888,326

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 175 locations within half a mile of this property.

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