13 Grayvik Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 13 Grayvik Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,996 sqft · built 2003
Lot Size	0.446 acres (19,465 sqft)
Owner	Company Name on File
Last Sale	$5,000,000 (Jan 2015)
Tax Bill	$54,410 (2024)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00572020-000000`

Property Details

APN / Parcel Number

Primary APN	`00572020-000000`
Alternative APNs	`12594000572020000000` `1705721`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,996 sqft Living Area
1st Floor Area	3,996 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	19,465 sqft (0.446 acres)
Garage Area	696 sqft

Exterior Amenities

Pool Area	660 sqft
Porch	Enclosed Porch
Porch Area	2,434 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1705721
Old Parcel Number	12594000572020000000
Street Address	13 GRAYVIK DR
City	KEY LARGO
State	FL
Zip	33037-3777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 17 LT 3 GRAYVIK SUBD AMD & CORR PLAT PB5-112 KEY LARGO OR580-857 OR668-322 OR683-37 OR722-748/50 OR1298-945/46
Legal Range	40E
Legal Township	59S
Legal Section	12
Legal Subdivision	GRAYVIK SUBD CORRECTED PLAT
Legal Block	17
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3092
Census Tract	972700

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	29 NORMANDY LN, RIVERSIDE, CT 06878-2410
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2015 · Amount on Record
Deed Sale	Jan 28, 2015 · Amount on Record
Prior Sale	Nov 3, 2003 · Amount on Record
Deed Document Number	2013795
Deed Book / Page	2722 / 0499
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	13 GRAYVIK DR, KEY LARGO, FL 33037-3777
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031701757
Date	Apr 29, 2022
Book Page	3170/1757
Instrument	2373237

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	HOUSTON, TX 77046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,617,589 (-6.92%) Land $7,794,185 Building $2,823,404	$10,617,589 (-6.92%) Land $7,794,185 Building $2,823,404
2024	$54,410.00 (+5.99%)	$11,406,458 (+5.34%) Land $9,282,395 Building $2,124,063	$11,406,458 (+5.34%) Land $9,282,395 Building $2,124,063
2023	$51,334.00 (+65.94%)	$10,828,097 (+136.27%) Land $8,793,440 Building $2,034,657	$10,828,097 (+136.27%) Land $8,793,440 Building $2,034,657
2022	$30,936.00	$4,582,869 Land $2,757,942 Building $1,824,927	$4,582,869 Land $2,757,942 Building $1,824,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20