12 Grayvik Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 12 Grayvik Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,708 sqft · built 1977
Lot Size	0.243 acres (10,603 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Feb 2017)
Tax Bill	$11,334 (2024)
Deeds & Mortgages	Apr 2025 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00571790-000000`

Property Details

APN / Parcel Number

Primary APN	`00571790-000000`
Alternative APNs	`07594000571790000000` `1705055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,648 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Concrete
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,603 sqft (0.243 acres)

Exterior Amenities

Pool Area	450 sqft
Porch	Enclosed Porch
Porch Area	1,762 sqft
Patio Area	1,620 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1705055
Old Parcel Number	07594000571790000000
Street Address	12 GRAYVIK DR
City	KEY LARGO
State	FL
Zip	33037-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 12 LT 15 OCEAN REEF PLAT #3 PB4-91 KEY LARGO OR486-973-974 OR683-630 OR683-633D/C OR1528-1494/96 OR1539-1740
Legal Range	40E
Legal Township	59S
Legal Section	07
Legal Subdivision	OCEAN REEF NO 3
Legal Block	12
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3011
Census Tract	972700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 SEA BEACH DR, STAMFORD, CT 06902-8126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage GIBRALTAR PRIVATE BK&TR FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Oct 16, 2006 · Amount on Record
Deed Document Number	0028402174
Deed Book / Page	2338 / 0251
Prior Transfer Date	Dec 27, 2007
Prior Transfer Doc	1675936
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	12 GRAYVIK DR, KEY LARGO, FL 33037-3712
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TRUE TITLE, TRUE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GRAYVIK DR, KEY LARGO, FL 33037-3712

Mortgage

Document Number	0033202371
Date	Apr 11, 2025
Book Page	3320/2371
Instrument	2496793

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	36328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 27, 2017
Property Address	12 GRAYVIK DR, KEY LARGO, FL 33037-3712
Document Number	0028402174
Book / Page	002840 / 002174
Instrument Date	Feb 17, 2017
Instrument	2111879
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 SEA BEACH DR STAMFORD CT 069028126, STAMFORD, CT 06902-8126

Mortgage

Document Number	28402177
Date	Feb 27, 2017
Book Page	002840/002177
Instrument	2111880

Lender

Name	GIBRALTAR PRIVATE BK&TR FSB
Type	Bank
Address	CORAL GABLES, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,410,612 (+5.76%) Land $2,078,580 Building $332,032	$2,410,612 (+5.76%) Land $2,078,580 Building $332,032
2024	$11,334.00 (+11.25%)	$2,279,369 (+13.62%) Land $1,947,926 Building $331,443	$2,279,369 (+13.62%) Land $1,947,926 Building $331,443
2023	$10,188.00 (+21.88%)	$2,006,080 (+31.62%) Land $1,686,619 Building $319,461	$2,006,080 (+31.62%) Land $1,686,619 Building $319,461
2022	$8,359.00	$1,524,177 Land $1,199,638 Building $324,539	$1,524,177 Land $1,199,638 Building $324,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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