Monroe County property record for 20 Grayvik Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,618 sqft · built 1968 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Aug 1992) |
| Tax Bill | $3,977 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00571830-000000 |
| Primary APN | 00571830-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,618 sqft Living Area |
| Gross Area | 3,907 sqft |
| 1st Floor Area | 2,555 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 289 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 813 sqft |
| Patio Area | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1705098 |
|---|---|
| Street Address | 20 GRAYVIK DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 12 LT 19 OCEAN REEF PLAT 3 PB4-91 KEY LARGO OR411-671/72 OR663-858 OR713-76 OR771-972 OR1012-2081 OR1077-2087/88 OR1224-1830/32 OR1984-826/27L/E OR2627-2337/39 OR2627-2340/41 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 3 |
| Legal Block | 12 |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 GRAYVIK DR, KEY LARGO, FL 33037-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1992 · Amount on Record |
| Deed Sale | Aug 1, 1992 · Amount on Record |
| Prior Sale | Dec 1, 1988 · Amount on Record |
| Deed Book / Page | 1224 / 1830 |
| Last Transfer Date | Apr 29, 2013 |
| Transfer Doc | 0026272337 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $568,109 (+5.99%) | $2,583,816 (+19.68%) Land $2,136,750 Building $447,066 | |
| 2024 | $3,977.00 (+4.16%) | ||
| 2023 | $3,818.00 (+4.63%) Homeowner's exemption | $536,019 (+3%) | $2,158,938 (+29.82%) Land $1,733,820 Building $425,118 |
| 2022 | $3,649.00 Homeowner's exemption | $520,407 | $1,663,024 Land $1,233,210 Building $429,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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