Kent County property record for 22 Elm Ter, Dover, DE 19901 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,720 sqft · built 1952 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Jan 2023) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-077.09-05-63.00-000 |
| Primary APN | 2-05-077.09-05-63.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 208 ft deep x 57.8 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16557 |
|---|---|
| Street Address | 22 ELM TER |
| City | DOVER |
| State | DE |
| Zip | 19901-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM TERRACE, PAR.1-LOT 14, 0.1421 A PAR.2-0.1327 A. |
| Legal Subdivision | ELM TERRACE |
| Legal Lot Number | 14 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 41300 |
Source: Kent County records · APN 2-05-077.09-05-63.00-000
Assessment roll updated September 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 ELM TER, DOVER, DE 19901-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2020 | Deed, Transfer · Conventional Mortgage ALLY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on Record |
| Deed Sale | Jan 11, 2023 · Amount on Record |
| Prior Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 2023467248 |
| Deed Book / Page | 12324 / 214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jan 11, 2023 |
| Property Address | 22 ELM TER, DOVER, DE 19901-3604 |
| Document Number | 0000467248 |
| Book / Page | 12324 / 214 |
| Map Reference | MB 1 PG 85 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2023-467248 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0000467249 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 2023-467249 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 11, 2020 |
| Property Address | 22 ELM TER, DOVER, DE 19901-3604 |
| Document Number | 0000402791 |
| Book / Page | 10629 / 75 |
| Map Reference | MB 1 PG 85 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 2020-402791 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 ELM TER, DOVER, DE 19901-3604 |
| Document Number | 0000402792 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-402792 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,653.00 (+9.69%) | $281,200 (+449.22%) Land $90,400 Building $190,800 |
| 2023 | $1,507.00 | $51,200 Land $14,000 Building $37,200 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010413002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 2% of the US · above 8% of Delaware |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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